MRA chest w IV cont at OSF Healthcare Saint Katharine Medical Center
403 E 1St St, Dixon, IL · Osfhealthcare · · NPI 1508683590
$3,159.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,513.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$373.86 with Aetna vs $373.86 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $373.86 | ↓ -88% |
Visitor-reported prices
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MRA chest w IV cont at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Trinity Moline | Rock Island | $3,640.10 | $277.83 – $2,397.91 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $2,995.85 | $373.86 – $392.55 |
| SSM Health St. Mary's Hospital - Centralia | Centralia | $2,995.85 | $373.86 – $392.55 |
| HSHS Holy Family Hospital | GREENVILLE | $2,422.08 | $373.86 – $2,862.00 |
| HSHS St. Joseph's Hospital | HIGHLAND | $990.72 | $991.86 – $1,376.00 |
| HSHS St. Joseph's Hospital | Breese | $3,225.60 | $373.86 – $4,480.00 |
| HSHS St. John's Hospital | IL 62769|301 N. 8th St. | $3,594.24 | $373.86 – $4,992.00 |
| HSHS St. Mary's Hospital | DECATUR | $4,767.84 | $373.86 – $6,622.00 |