ER Visit (level 1, minor) at Northwestern Medicine Kishwaukee Hospital
1 Kish Hospital Drive, DeKalb, IL · Nm · · NPI 1669534517
$1,032.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,475.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$104.49 with AETNA HEALTH PLAN [171] vs $571.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | KH AETNA NM EMPLOYEES | $104.49 | ↓ -90% |
| AETNA HEALTH PLAN [171] | KH AETNA NIU | $194.14 | ↓ -81% |
| AETNA HEALTH PLAN [171] | KH AETNA IL PREFERRED | $204.99 | ↓ -80% |
| HEALTH'S FINEST NETWORK [126] | KH HFN NMH TIER ONE | $256.95 | ↓ -75% |
| CIGNA HEALTH PLAN [178] | KH CIGNA BROAD | $300.92 | ↓ -71% |
| CIGNA HEALTH PLAN [178] | KH CIGNA ALTERNATIVE | $303.20 | ↓ -71% |
| BLUE CROSS BLUE SHIELD [1401] | KH BCBS PAR/INDEMNITY ADP | $319.19 | ↓ -69% |
| BLUE CROSS BLUE SHIELD [1401] | KH BCBS BLUECHOICE SELECT | $344.88 | ↓ -67% |
| BLUE CROSS BLUE SHIELD [1401] | KH BCBS BLUECHOICE OPTIONS | $344.88 | ↓ -67% |
| BLUE CROSS BLUE SHIELD [1401] | KH BCBS BLUECHOICE PREFERRED | $344.88 | ↓ -67% |
| THE ALLIANCE [1703] | KH THE ALLIANCE | $371.15 | ↓ -64% |
| BLUE CROSS BLUE SHIELD [1401] | KH BCBS HMO | $379.09 | ↓ -63% |
| ALTERNATE BLUE CROSS [1402] | KH BCBS HMO | $379.09 | ↓ -63% |
| AETNA HEALTH PLAN [171] | KH AETNA | $384.85 | ↓ -63% |
| BLUE CROSS BLUE SHIELD [1401] | KH BCBS PPO | $405.41 | ↓ -61% |
| ALTERNATE BLUE CROSS [1402] | KH BCBS PPO | $405.41 | ↓ -61% |
| HEALTHLINK [125] | KH SEIU HEALTHLINK | $428.25 | ↓ -59% |
| AETNA HEALTH PLAN [171] | KH AETNA ASA | $428.82 | ↓ -58% |
| CHOICECARE [177] | KH CHOICE CARE | $431.68 | ↓ -58% |
| MULTIPLAN/PHCS [142] | KH MULTIPLAN | $445.38 | ↓ -57% |
| COVENTRYONE PPO [17110] | KH PERSONAL CARE | $491.06 | ↓ -52% |
| FIRST HEALTH PLAN [6034] | KH PERSONAL CARE | $491.06 | ↓ -52% |
| AETNA HEALTH PLAN [171] | KH PERSONAL CARE | $491.06 | ↓ -52% |
| COVENTRY [1218] | KH PERSONAL CARE | $491.06 | ↓ -52% |
| HEALTH'S FINEST NETWORK [126] | KH HFN | $525.32 | ↓ -49% |
| OPTUM/UNITED BEHAVIORAL HEALTH [157] | KH OPTUM UBH BHS PROF | $571.00 | ↓ -45% |
| BLUE CROSS BLUE SHIELD [1401] | KH NON-CONTRACTED PAYORS | $571.00 | ↓ -45% |
| MULTIPLAN/PHCS [142] | KH NON-CONTRACTED PAYORS | $571.00 | ↓ -45% |
| CIGNA HEALTHSPRING SPECIALCARE OF IL [1608] | KH ILLINOIS MEDICAID | not published by hospital | — |
| FAMILY HEALTH NETWORK HMO [1610] | KH ILLINOIS MEDICAID | not published by hospital | — |
| MERIDIAN HEALTH PLAN HMO [1604] | KH ILLINOIS MEDICAID | not published by hospital | — |
| COUNTYCARE IL COOK CO [1607] | KH ILLINOIS MEDICAID | not published by hospital | — |
| CENPATICO BEHAVIORAL HEALTH [1603] | KH ILLINOIS MEDICAID | not published by hospital | — |
| HEALTH ALLIANCE MEDICAID [1310] | KH ILLINOIS MEDICAID | not published by hospital | — |
| GLOBAL EXCEL [1712] | KH MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | KH HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | KH MEDICARE | not published by hospital | — |
| BLUE CROSS MEDICAID [1612] | KH ILLINOIS MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 1, minor) at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $245.40 | $25.92 – $137.68 |
| MercyOne Genesis Aledo Medical Center | Aledo | $245.40 | $36.00 – $97.28 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $130.00 | $88.47 – $146.39 |
| Advocate Christ Medical Center | Oak Lawn | $195.00 | $49.25 – $796.00 |
| Northwestern Memorial Hospital | Chicago | $399.70 | not published |
| Advocate Condell Medical Center | Libertyville | $195.00 | $49.25 – $724.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $195.00 | $49.25 – $796.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $170.36 | $10.30 – $35.89 |