Aquatic exercise - group charge at Northwestern Medicine Kishwaukee Hospital

1 Kish Hospital Drive, DeKalb, IL · Nm · · NPI 1669534517

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$103.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$148.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.08 with AETNA HEALTH PLAN [171] vs $148.00 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] KH AETNA NM EMPLOYEES $27.08 ↓ -74%
AETNA HEALTH PLAN [171] KH AETNA NIU $50.32 ↓ -51%
AETNA HEALTH PLAN [171] KH AETNA IL PREFERRED $53.13 ↓ -49%
HEALTH'S FINEST NETWORK [126] KH HFN NMH TIER ONE $66.60 ↓ -36%
UNITED HEALTHCARE [158] KH UHC CORE $74.30 ↓ -28%
CIGNA HEALTH PLAN [178] KH CIGNA BROAD $78.00 ↓ -25%
CIGNA HEALTH PLAN [178] KH CIGNA ALTERNATIVE $78.59 ↓ -24%
BLUE CROSS BLUE SHIELD [1401] KH BCBS PAR/INDEMNITY ADP $82.73 ↓ -20%
BLUE CROSS BLUE SHIELD [1401] KH BCBS BLUECHOICE SELECT $89.39 ↓ -14%
BLUE CROSS BLUE SHIELD [1401] KH BCBS BLUECHOICE PREFERRED $89.39 ↓ -14%
BLUE CROSS BLUE SHIELD [1401] KH BCBS BLUECHOICE OPTIONS $89.39 ↓ -14%
THE ALLIANCE [1703] KH THE ALLIANCE $96.20 ↓ -7%
BLUE CROSS BLUE SHIELD [1401] KH BCBS HMO $98.26 ↓ -5%
ALTERNATE BLUE CROSS [1402] KH BCBS HMO $98.26 ↓ -5%
UNITED HEALTHCARE [158] KH UHC HMO/PPO $99.01 ↓ -4%
AETNA HEALTH PLAN [171] KH AETNA $99.75 ↓ -4%
BLUE CROSS BLUE SHIELD [1401] KH BCBS PPO $105.08 ↑ +1%
ALTERNATE BLUE CROSS [1402] KH BCBS PPO $105.08 ↑ +1%
HEALTHLINK [125] KH SEIU HEALTHLINK $111.00 ↑ +7%
AETNA HEALTH PLAN [171] KH AETNA ASA $111.15 ↑ +7%
CHOICECARE [177] KH CHOICE CARE $111.89 ↑ +8%
MULTIPLAN/PHCS [142] KH MULTIPLAN $115.44 ↑ +11%
COVENTRYONE PPO [17110] KH PERSONAL CARE $127.28 ↑ +23%
FIRST HEALTH PLAN [6034] KH PERSONAL CARE $127.28 ↑ +23%
AETNA HEALTH PLAN [171] KH PERSONAL CARE $127.28 ↑ +23%
COVENTRY [1218] KH PERSONAL CARE $127.28 ↑ +23%
HEALTH'S FINEST NETWORK [126] KH HFN $136.16 ↑ +31%
BLUE CROSS BLUE SHIELD [1401] KH NON-CONTRACTED PAYORS $148.00 ↑ +43%
MULTIPLAN/PHCS [142] KH NON-CONTRACTED PAYORS $148.00 ↑ +43%
OPTUM/UNITED BEHAVIORAL HEALTH [157] KH OPTUM UBH BHS PROF $148.00 ↑ +43%
UNITED HEALTHCARE [158] KH UHC NON-CONTRACTED OON - ED ONLY $148.00 ↑ +43%
ALTERNATE BLUE CROSS MEDICARE ADV [2304] KH MEDICARE not published by hospital
BLUE CROSS MEDICAID [1612] KH ILLINOIS MEDICAID not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] KH HUMANA MEDICARE ADVT not published by hospital
GLOBAL EXCEL [1712] KH MEDICARE not published by hospital
CIGNA HEALTHSPRING SPECIALCARE OF IL [1608] KH ILLINOIS MEDICAID not published by hospital
FAMILY HEALTH NETWORK HMO [1610] KH ILLINOIS MEDICAID not published by hospital
MERIDIAN HEALTH PLAN HMO [1604] KH ILLINOIS MEDICAID not published by hospital
COUNTYCARE IL COOK CO [1607] KH ILLINOIS MEDICAID not published by hospital
CENPATICO BEHAVIORAL HEALTH [1603] KH ILLINOIS MEDICAID not published by hospital
HEALTH ALLIANCE MEDICAID [1310] KH ILLINOIS MEDICAID not published by hospital

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Aquatic exercise - group charge at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $432.00 $9.92 – $278.27
MercyOne Genesis Aledo Medical Center Aledo $432.00 $13.95 – $14.57
Advocate Christ Medical Center Oak Lawn $65.00 $26.16 – $469.00
Northwestern Memorial Hospital Chicago $103.60 not published
Advocate Condell Medical Center Libertyville $65.00 $26.16 – $295.00
UnityPoint Health - Trinity Moline Rock Island $65.03 $15.89 – $35.84
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $89.10 $17.73 – $18.62
Advocate Illinois Masonic Medical Center Chicago $65.00 $26.16 – $469.00

All Illinois hospitals for this procedure →