Therapy Exercise Session (each 15 minutes) at HSHS St. Mary's Hospital

1800 E. LAKE SHORE DRIVE, DECATUR, IL · Hshs · · NPI 1326041229

Source: hospital's published price file ↗ · Published Mar 25, 2026 · Ingested Sep 16, 2026

$225.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$313.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.06 with BLUE CROSS BLUE SHIELD OF ILLINOIS vs $313.00 with HEALTH ALLIANCE MEDICAL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MMAI $28.06 ↓ -88%
AETNA AETNA MEDICARE $28.06 ↓ -88%
CLEAR SPRING HEALTH OF ILLINOIS CLEAR SPRING HEALTH MEDICARE ADV $28.06 ↓ -88%
COVENTRY COVENTRY MEDICARE ADVANTRA $28.06 ↓ -88%
HUMANA HUMANA MEDICARE $28.06 ↓ -88%
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD OF ILLINOIS MEDICARE ADV $28.06 ↓ -88%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $28.06 ↓ -88%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MEDICARE $28.06 ↓ -88%
MOLINA HEALTHCARE MOLINA MEDICARE $29.46 ↓ -87%
MOLINA HEALTHCARE MOLINA MEDICAID $32.81 ↓ -85%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $34.37 ↓ -85%
CELTIC INSURANCE COMPANY ALL COMMERCIAL EXCHANGE AMBETTER $61.73 ↓ -73%
HOPETRUST ALL COMMERCIAL HOPETRUST $70.15 ↓ -69%
CLAIM DOC ALL COMMERCIAL CLAIM DOC $70.15 ↓ -69%
AMISH COMMUNITY PLAIN CHURCH MEDICAL GROUP $87.64 ↓ -61%
AMISH COMMUNITY AMISH COMMUNITY DISCOUNT $87.64 ↓ -61%
AETNA ALL COMMERCIAL AETNA $113.93 ↓ -49%
WELLFIRST ALL COMMERCIAL WELLFIRST $147.99 ↓ -34%
AETNA AETNA HSHS $172.15 ↓ -24%
CURRENT HEALTH SOLUTIONS ALL COMMERCIAL CURRENT HEALTH SOLUTIONS $187.80 ↓ -17%
HEALTHLINK ALL COMMERCIAL HEALTHLINK $189.00 ↓ -16%
HEALTHLINK ALL COMMERCIAL HEALTHLINK - PPO $189.00 ↓ -16%
CIGNA ALL COMMERCIAL CIGNA $200.00 ↓ -11%
CONSOCIATE GROUP ALL COMMERCIAL CONSOCIATE GROUP $219.10 ↓ -3%
CHOICECARE ALL COMMERCIAL CHOICE CARE $219.10 ↓ -3%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $231.31 ↑ +3%
CIGNA CIGNA BEHAVIORAL HEALTH $250.40 ↑ +11%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $250.40 ↑ +11%
HEALTHCARE FINEST NETWORK (HFN) ALL COMMERCIAL HFN $266.05 ↑ +18%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $281.00 ↑ +25%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $281.00 ↑ +25%
PROVIDER NETWORK OF AMERICA ALL COMMERCIAL PROVIDER NETWORK OF AMERICA $281.70 ↑ +25%
HEALTHLINK ST CLAIR COUNTY HOUSING AUTHORITY $313.00 ↑ +39%
HEALTHSCOPE ALL COMMERCIAL HEALTHSCOPE $313.00 ↑ +39%
ILLINOIS BREAST AND CERVICAL CANCER PROGRAM ILLINOIS BREAST AND CERVICAL CANCER PROGRAM $313.00 ↑ +39%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $313.00 ↑ +39%
WEXFORD WEXFORD HEALTH SOURCES $313.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MARKET PLACE $313.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MEDICARE $313.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE PPO $313.00 ↑ +39%
CITY OF SPRINGFIELD CITY OF SPRINGFIELD WORKCOMP $313.00 ↑ +39%
HEALTHLINK HEALTHLINK CASINO QUEEN $313.00 ↑ +39%
UNITED HEALTHCARE UHC MEDICAID $313.00 ↑ +39%
UNITED HEALTHCARE UNITED HEALTHCARE BEHAVIORAL HEALTH $313.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE KINGERY $313.00 ↑ +39%
BLUE CROSS SIHCA BLUE CROSS BLUE SHIELD IL HMO SIHCA not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL HMO PHAI not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL BLUE CHOICE PLANS not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS OF ILLINOIS PPO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO 470 not published by hospital —

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Therapy Exercise Session (each 15 minutes) at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $91.20 $30.08 – $278.27
MercyOne Genesis Aledo Medical Center Aledo $91.20 $42.30 – $44.18
Uchicago Medicine Adventhealth Hinsdale Hinsdale $32.50 $29.05 – $48.07
Advocate Christ Medical Center Oak Lawn $85.00 $42.83 – $469.00
Northwestern Memorial Hospital Chicago $165.20 not published
Advocate Condell Medical Center Libertyville $85.00 $42.83 – $295.00
Advocate Good Samaritan Hospital Downers Grove $85.00 $42.83 – $469.00
UnityPoint Health - Trinity Moline Rock Island $113.54 $26.03 – $62.59

All Illinois hospitals for this procedure →