Mid and Lower Back (Thoracolumbar Spine) X-ray at HSHS St. Mary's Hospital

1800 E. LAKE SHORE DRIVE, DECATUR, IL · Hshs · · NPI 1326041229

Source: hospital's published price file ↗ · Published Mar 25, 2026 · Ingested Sep 16, 2026

$198.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$275.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.40 with HEALTHLINK vs $275.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTHLINK ALL COMMERCIAL HEALTHLINK - PPO $35.40 ↓ -82%
HEALTHLINK ALL COMMERCIAL HEALTHLINK $35.40 ↓ -82%
MOLINA HEALTHCARE MOLINA MEDICAID $51.11 ↓ -74%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $53.54 ↓ -73%
CIGNA ALL COMMERCIAL CIGNA $74.21 ↓ -63%
AMISH COMMUNITY AMISH COMMUNITY DISCOUNT $77.00 ↓ -61%
AMISH COMMUNITY PLAIN CHURCH MEDICAL GROUP $77.00 ↓ -61%
CLEAR SPRING HEALTH OF ILLINOIS CLEAR SPRING HEALTH MEDICARE ADV $93.26 ↓ -53%
AETNA AETNA MEDICARE $93.26 ↓ -53%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $93.26 ↓ -53%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MEDICARE $93.26 ↓ -53%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MMAI $93.26 ↓ -53%
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD OF ILLINOIS MEDICARE ADV $93.26 ↓ -53%
HUMANA HUMANA MEDICARE $93.26 ↓ -53%
COVENTRY COVENTRY MEDICARE ADVANTRA $93.26 ↓ -53%
MOLINA HEALTHCARE MOLINA MEDICARE $97.92 ↓ -51%
AETNA ALL COMMERCIAL AETNA $100.10 ↓ -49%
WELLFIRST ALL COMMERCIAL WELLFIRST $130.02 ↓ -34%
AETNA AETNA HSHS $151.25 ↓ -24%
CURRENT HEALTH SOLUTIONS ALL COMMERCIAL CURRENT HEALTH SOLUTIONS $165.00 ↓ -17%
CONSOCIATE GROUP ALL COMMERCIAL CONSOCIATE GROUP $192.50 ↓ -3%
CHOICECARE ALL COMMERCIAL CHOICE CARE $192.50 ↓ -3%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $203.23 ↑ +3%
CELTIC INSURANCE COMPANY ALL COMMERCIAL EXCHANGE AMBETTER $205.17 ↑ +4%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $220.00 ↑ +11%
CIGNA CIGNA BEHAVIORAL HEALTH $220.00 ↑ +11%
HOPETRUST ALL COMMERCIAL HOPETRUST $233.14 ↑ +18%
CLAIM DOC ALL COMMERCIAL CLAIM DOC $233.14 ↑ +18%
HEALTHCARE FINEST NETWORK (HFN) ALL COMMERCIAL HFN $233.75 ↑ +18%
PROVIDER NETWORK OF AMERICA ALL COMMERCIAL PROVIDER NETWORK OF AMERICA $247.50 ↑ +25%
HEALTHLINK HEALTHLINK CASINO QUEEN $275.00 ↑ +39%
HEALTHLINK ST CLAIR COUNTY HOUSING AUTHORITY $275.00 ↑ +39%
HEALTHSCOPE ALL COMMERCIAL HEALTHSCOPE $275.00 ↑ +39%
ILLINOIS BREAST AND CERVICAL CANCER PROGRAM ILLINOIS BREAST AND CERVICAL CANCER PROGRAM $275.00 ↑ +39%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $275.00 ↑ +39%
WEXFORD WEXFORD HEALTH SOURCES $275.00 ↑ +39%
CITY OF SPRINGFIELD CITY OF SPRINGFIELD WORKCOMP $275.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE KINGERY $275.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MARKET PLACE $275.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MEDICARE $275.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE PPO $275.00 ↑ +39%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $275.00 ↑ +39%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $275.00 ↑ +39%
UNITED HEALTHCARE UHC MEDICAID $275.00 ↑ +39%
UNITED HEALTHCARE UNITED HEALTHCARE BEHAVIORAL HEALTH $275.00 ↑ +39%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL HMO PHAI not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL BLUE CHOICE PLANS not published by hospital —
BLUE CROSS SIHCA BLUE CROSS BLUE SHIELD IL HMO SIHCA not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS OF ILLINOIS PPO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO 470 not published by hospital —

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Mid and Lower Back (Thoracolumbar Spine) X-ray at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $165.00 $54.71 – $224.13
MercyOne Genesis Aledo Medical Center Aledo $165.00 $60.00 – $129.25
Uchicago Medicine Adventhealth Hinsdale Hinsdale $125.00 $31.16 – $151.08
Advocate Christ Medical Center Oak Lawn $182.50 $111.57 – $634.00
Northwestern Memorial Hospital Chicago $649.60 not published
Advocate Condell Medical Center Libertyville $202.50 $111.57 – $324.00
Advocate Good Samaritan Hospital Downers Grove $200.00 $111.57 – $634.00
UnityPoint Health - Trinity Moline Rock Island $310.55 $9.30 – $171.19

All Illinois hospitals for this procedure →