Large Joint Injection or Fluid Draw (both sides) at HSHS St. Mary's Hospital

1800 E. LAKE SHORE DRIVE, DECATUR, IL · Hshs · · NPI 1326041229

Source: hospital's published price file ↗ · Published Mar 25, 2026 · Ingested Sep 16, 2026

$2,916.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,050.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$224.03 with MOLINA HEALTHCARE vs $2,025.00 with HEALTH ALLIANCE MEDICAL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MOLINA HEALTHCARE MOLINA MEDICAID $224.03 ↓ -92%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $234.70 ↓ -92%
COVENTRY COVENTRY MEDICARE ADVANTRA $328.94 ↓ -89%
AETNA AETNA MEDICARE $328.94 ↓ -89%
HUMANA HUMANA MEDICARE $328.94 ↓ -89%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $328.94 ↓ -89%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MEDICARE $328.94 ↓ -89%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MMAI $328.94 ↓ -89%
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD OF ILLINOIS MEDICARE ADV $328.94 ↓ -89%
CLEAR SPRING HEALTH OF ILLINOIS CLEAR SPRING HEALTH MEDICARE ADV $328.94 ↓ -89%
MOLINA HEALTHCARE MOLINA MEDICARE $345.39 ↓ -88%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $450.00 ↓ -85%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $450.00 ↓ -85%
AMISH COMMUNITY PLAIN CHURCH MEDICAL GROUP $567.00 ↓ -81%
AMISH COMMUNITY AMISH COMMUNITY DISCOUNT $567.00 ↓ -81%
CELTIC INSURANCE COMPANY ALL COMMERCIAL EXCHANGE AMBETTER $723.66 ↓ -75%
AETNA ALL COMMERCIAL AETNA $737.10 ↓ -75%
HOPETRUST ALL COMMERCIAL HOPETRUST $822.34 ↓ -72%
CLAIM DOC ALL COMMERCIAL CLAIM DOC $822.34 ↓ -72%
WELLFIRST ALL COMMERCIAL WELLFIRST $957.42 ↓ -67%
AETNA AETNA HSHS $1,113.75 ↓ -62%
CURRENT HEALTH SOLUTIONS ALL COMMERCIAL CURRENT HEALTH SOLUTIONS $1,215.00 ↓ -58%
CIGNA ALL COMMERCIAL CIGNA $1,235.25 ↓ -58%
CONSOCIATE GROUP ALL COMMERCIAL CONSOCIATE GROUP $1,417.50 ↓ -51%
CHOICECARE ALL COMMERCIAL CHOICE CARE $1,417.50 ↓ -51%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $1,496.48 ↓ -49%
HEALTHLINK ALL COMMERCIAL HEALTHLINK $1,599.75 ↓ -45%
HEALTHLINK ALL COMMERCIAL HEALTHLINK - PPO $1,599.75 ↓ -45%
CIGNA CIGNA BEHAVIORAL HEALTH $1,620.00 ↓ -44%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $1,620.00 ↓ -44%
HEALTHCARE FINEST NETWORK (HFN) ALL COMMERCIAL HFN $1,721.25 ↓ -41%
PROVIDER NETWORK OF AMERICA ALL COMMERCIAL PROVIDER NETWORK OF AMERICA $1,822.50 ↓ -38%
HEALTHLINK HEALTHLINK CASINO QUEEN $2,025.00 ↓ -31%
HEALTHLINK ST CLAIR COUNTY HOUSING AUTHORITY $2,025.00 ↓ -31%
HEALTHSCOPE ALL COMMERCIAL HEALTHSCOPE $2,025.00 ↓ -31%
CITY OF SPRINGFIELD CITY OF SPRINGFIELD WORKCOMP $2,025.00 ↓ -31%
ILLINOIS BREAST AND CERVICAL CANCER PROGRAM ILLINOIS BREAST AND CERVICAL CANCER PROGRAM $2,025.00 ↓ -31%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $2,025.00 ↓ -31%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MARKET PLACE $2,025.00 ↓ -31%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE PPO $2,025.00 ↓ -31%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE KINGERY $2,025.00 ↓ -31%
WEXFORD WEXFORD HEALTH SOURCES $2,025.00 ↓ -31%
UNITED HEALTHCARE UHC MEDICAID $2,025.00 ↓ -31%
UNITED HEALTHCARE UNITED HEALTHCARE BEHAVIORAL HEALTH $2,025.00 ↓ -31%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MEDICARE $2,025.00 ↓ -31%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS OF ILLINOIS PPO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL HMO PHAI not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL BLUE CHOICE PLANS not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO 470 not published by hospital —
BLUE CROSS SIHCA BLUE CROSS BLUE SHIELD IL HMO SIHCA not published by hospital —

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Large Joint Injection or Fluid Draw (both sides) at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $531.00 $179.52 – $480.85
MercyOne Genesis Aledo Medical Center Aledo $354.00 $126.00 – $324.53
Uchicago Medicine Adventhealth Hinsdale Hinsdale $250.00 $322.03 – $532.87
Advocate Christ Medical Center Oak Lawn $680.00 $425.52 – $6,291.00
Northwestern Memorial Hospital Chicago $207.90 not published
Advocate Condell Medical Center Libertyville $1,060.00 $429.46 – $4,528.00
Advocate Good Samaritan Hospital Downers Grove $750.00 $226.55 – $6,291.00
UnityPoint Health - Trinity Moline Rock Island $1,135.35 $40.47 – $312.93

All Illinois hospitals for this procedure →