Test stress cardiovascular tracing only at Northwestern Memorial Hospital

251 E. Huron, Chicago, IL · Nm · · NPI 1497859649

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$828.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,183.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$216.68 with CURAECHOICE [6100] vs $1,183.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CURAECHOICE [6100] NMHC CURAECHOICE $216.68 ↓ -74%
AETNA HEALTH PLAN [171] NMH AETNA NM EMPLOYEES $229.50 ↓ -72%
IMAGINE HEALTH [6032] NMHC IMAGINE HEALTH $250.02 ↓ -70%
AETNA HEALTH PLAN [171] NMHC IMAGINE HEALTH $250.02 ↓ -70%
CIGNA HEALTH PLAN [178] NMH CIGNA ALTERNATIVE $275.64 ↓ -67%
AETNA HEALTH PLAN [171] NMH AETNA BP $354.90 ↓ -57%
AETNA HEALTH PLAN [171] NMH AETNA $378.56 ↓ -54%
BLUE CROSS BLUE SHIELD [1401] NMHC CHWN IPA $416.70 ↓ -50%
HUMANA HEALTH PLAN [130] NMHC SCPP IPA $416.70 ↓ -50%
BLUE CROSS BLUE SHIELD [1401] NMHC SCPP IPA $416.70 ↓ -50%
AETNA HEALTH PLAN [171] NMH AETNA ASA $417.60 ↓ -50%
BLUE CROSS BLUE SHIELD [1401] NMHC UIC IPA $463.00 ↓ -44%
HUMANA HEALTH PLAN [130] NMHC UIC IPA $463.00 ↓ -44%
HUMANA HEALTH PLAN [130] NMH CHS IPA $473.20 ↓ -43%
HUMANA HEALTH PLAN [130] NMH ADVOCATE IPA $473.20 ↓ -43%
GLOBAL MEDICAL MANAGEMENT INC [6090] NMHC GMMI $537.08 ↓ -35%
HEALTHLINK [125] NMH SEIU HEALTHLINK $591.50 ↓ -29%
MEDPARTNERS [6038] NMHC MEDPARTNERS $648.20 ↓ -22%
CIGNA HEALTH PLAN [178] NMH CIGNA BROAD $687.32 ↓ -17%
UNITED HEALTHCARE [158] NMH UHC CORE $689.69 ↓ -17%
UNITED HEALTHCARE [158] NMH UHC $766.58 ↓ -7%
HEALTH'S FINEST NETWORK [126] NMH HFN PLATINUM/CHC ELITE $768.95 ↓ -7%
CIGNA HEALTH PLAN [178] NMHC NON-CONTRACTED PAYORS $926.00 ↑ +12%
HEALTHLINK [125] NMHC NON-CONTRACTED PAYORS $926.00 ↑ +12%
MULTIPLAN/PHCS [142] NMHC NON-CONTRACTED PAYORS $926.00 ↑ +12%
FIRST HEALTH PLAN [6034] NMHC NON-CONTRACTED PAYORS $926.00 ↑ +12%
UNITED HEALTHCARE [158] NMHC NON-CONTRACTED PAYORS $926.00 ↑ +12%
UNITED HEALTHCARE [158] NMHC UHC REF LAB JOHN DEERE $926.00 ↑ +12%
BLUE CROSS BLUE SHIELD [1401] NMHC NON-CONTRACTED PAYORS $926.00 ↑ +12%
AETNA HEALTH PLAN [171] NMHC NON-CONTRACTED PAYORS $926.00 ↑ +12%
GALAXY HEALTH NETWORK [220] NMHC NON-CONTRACTED PAYORS $926.00 ↑ +12%
CIGNA HEALTH PLAN [178] NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) $946.40 ↑ +14%
MULTIPLAN/PHCS [142] NMH PHCS PPO $946.40 ↑ +14%
HEALTH'S FINEST NETWORK [126] NMH HFN/20 EPO $970.06 ↑ +17%
HEALTH'S FINEST NETWORK [126] NMH HFN/10 PPO $1,005.55 ↑ +21%
OPTUM/UNITED BEHAVIORAL HEALTH [157] NMH Optum UBH $1,183.00 ↑ +43%
UNITED HEALTHCARE [158] NMH UHC NON-CONTRACTED OON - ED ONLY $1,183.00 ↑ +43%
MULTIPLAN/PHCS [142] NMH NON-CONTRACTED PAYORS $1,183.00 ↑ +43%
HUMANA HEALTH PLAN [130] NMH IL HEALTH PARTNERS IPA not published by hospital
CIGNA HEALTH PLAN [178] NMH CIGNA LIFESOURCE TRANSPLANT not published by hospital
AETNA HEALTH PLAN [171] NMH AETNA TRANSPLANT not published by hospital

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Test stress cardiovascular tracing only at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago $800.00 $321.00 – $1,280.00
Advocate Trinity Hospital Chicago $470.00 $321.00 – $752.00
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $1,025.64 $156.75 – $525.87
MercyOne Genesis Silvis Medical Center Silvis $582.60 $168.13 – $705.64
MercyOne Genesis Aledo Medical Center Aledo $582.60 $128.60 – $360.49
Uchicago Medicine Adventhealth Hinsdale Hinsdale $537.50 $226.53 – $374.85
Advocate Christ Medical Center Oak Lawn $385.00 $303.38 – $634.00
Advocate Condell Medical Center Libertyville $970.00 $217.00 – $1,528.00

All Illinois hospitals for this procedure →