Pulse ox multiple at Northwestern Memorial Hospital

251 E. Huron, Chicago, IL · Nm · · NPI 1497859649

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$188.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$269.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.04 with CURAECHOICE [6100] vs $1,138.00 with OPTUM/UNITED BEHAVIORAL HEALTH [157] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CURAECHOICE [6100] NMHC CURAECHOICE $36.04 ↓ -81%
IMAGINE HEALTH [6032] NMHC IMAGINE HEALTH $72.63 ↓ -61%
AETNA HEALTH PLAN [171] NMHC IMAGINE HEALTH $72.63 ↓ -61%
GLOBAL MEDICAL MANAGEMENT INC [6090] NMHC GMMI $89.32 ↓ -53%
MEDPARTNERS [6038] NMHC MEDPARTNERS $107.80 ↓ -43%
BLUE CROSS BLUE SHIELD [1401] NMHC SCPP IPA $121.05 ↓ -36%
HUMANA HEALTH PLAN [130] NMHC SCPP IPA $121.05 ↓ -36%
BLUE CROSS BLUE SHIELD [1401] NMHC CHWN IPA $121.05 ↓ -36%
HUMANA HEALTH PLAN [130] NMHC UIC IPA $134.50 ↓ -29%
BLUE CROSS BLUE SHIELD [1401] NMHC UIC IPA $134.50 ↓ -29%
AETNA HEALTH PLAN [171] NMH AETNA NM EMPLOYEES $220.77 ↑ +17%
CIGNA HEALTH PLAN [178] NMH CIGNA ALTERNATIVE $265.15 ↑ +41%
UNITED HEALTHCARE [158] NMHC UHC REF LAB JOHN DEERE $269.00 ↑ +43%
AETNA HEALTH PLAN [171] NMHC NON-CONTRACTED PAYORS $269.00 ↑ +43%
BLUE CROSS BLUE SHIELD [1401] NMHC NON-CONTRACTED PAYORS $269.00 ↑ +43%
CIGNA HEALTH PLAN [178] NMHC NON-CONTRACTED PAYORS $269.00 ↑ +43%
FIRST HEALTH PLAN [6034] NMHC NON-CONTRACTED PAYORS $269.00 ↑ +43%
HEALTHLINK [125] NMHC NON-CONTRACTED PAYORS $269.00 ↑ +43%
MULTIPLAN/PHCS [142] NMHC NON-CONTRACTED PAYORS $269.00 ↑ +43%
UNITED HEALTHCARE [158] NMHC NON-CONTRACTED PAYORS $269.00 ↑ +43%
GALAXY HEALTH NETWORK [220] NMHC NON-CONTRACTED PAYORS $269.00 ↑ +43%
AETNA HEALTH PLAN [171] NMH AETNA BP $341.40 ↑ +81%
AETNA HEALTH PLAN [171] NMH AETNA $364.16 ↑ +93%
AETNA HEALTH PLAN [171] NMH AETNA ASA $401.71 ↑ +113%
HUMANA HEALTH PLAN [130] NMH CHS IPA $455.20 ↑ +142%
HUMANA HEALTH PLAN [130] NMH ADVOCATE IPA $455.20 ↑ +142%
HEALTHLINK [125] NMH SEIU HEALTHLINK $569.00 ↑ +202%
CIGNA HEALTH PLAN [178] NMH CIGNA BROAD $661.18 ↑ +251%
UNITED HEALTHCARE [158] NMH UHC CORE $663.45 ↑ +252%
UNITED HEALTHCARE [158] NMH UHC $737.42 ↑ +292%
HEALTH'S FINEST NETWORK [126] NMH HFN PLATINUM/CHC ELITE $739.70 ↑ +293%
MULTIPLAN/PHCS [142] NMH PHCS PPO $910.40 ↑ +383%
CIGNA HEALTH PLAN [178] NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) $910.40 ↑ +383%
HEALTH'S FINEST NETWORK [126] NMH HFN/20 EPO $933.16 ↑ +396%
HEALTH'S FINEST NETWORK [126] NMH HFN/10 PPO $967.30 ↑ +414%
MULTIPLAN/PHCS [142] NMH NON-CONTRACTED PAYORS $1,138.00 ↑ +504%
UNITED HEALTHCARE [158] NMH UHC NON-CONTRACTED OON - ED ONLY $1,138.00 ↑ +504%
OPTUM/UNITED BEHAVIORAL HEALTH [157] NMH Optum UBH $1,138.00 ↑ +504%
HUMANA HEALTH PLAN [130] NMH IL HEALTH PARTNERS IPA not published by hospital
AETNA HEALTH PLAN [171] NMH AETNA TRANSPLANT not published by hospital
CIGNA HEALTH PLAN [178] NMH CIGNA LIFESOURCE TRANSPLANT not published by hospital

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Pulse ox multiple at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago $80.00 $49.89 – $1,287.00
Advocate Trinity Hospital Chicago $80.00 $49.56 – $1,287.00
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $33.66 $19.80 – $29.28
MercyOne Genesis Silvis Medical Center Silvis $162.00 $11.04 – $754.79
MercyOne Genesis Aledo Medical Center Aledo $153.00 $12.00 – $90.24
Uchicago Medicine Adventhealth Hinsdale Hinsdale $32.50 not published
Advocate Christ Medical Center Oak Lawn $80.00 $48.42 – $1,287.00
Advocate Condell Medical Center Libertyville $80.00 $30.55 – $961.00

All Illinois hospitals for this procedure →