Psychotherapy patient individual therapy 30 minutes at Northwestern Memorial Hospital

251 E. Huron, Chicago, IL · Nm · · NPI 1497859649

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$219.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$314.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.21 with CURAECHOICE [6100] vs $194.00 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CURAECHOICE [6100] NMHC CURAECHOICE $37.21 ↓ -83%
AETNA HEALTH PLAN [171] NMH AETNA NM EMPLOYEES $37.64 ↓ -83%
IMAGINE HEALTH [6032] NMHC IMAGINE HEALTH $42.93 ↓ -80%
AETNA HEALTH PLAN [171] NMHC IMAGINE HEALTH $42.93 ↓ -80%
CIGNA HEALTH PLAN [178] NMH CIGNA ALTERNATIVE $45.20 ↓ -79%
AETNA HEALTH PLAN [171] NMH AETNA BP $58.20 ↓ -74%
AETNA HEALTH PLAN [171] NMH AETNA $62.08 ↓ -72%
AETNA HEALTH PLAN [171] NMH AETNA ASA $68.48 ↓ -69%
BLUE CROSS BLUE SHIELD [1401] NMHC CHWN IPA $71.55 ↓ -67%
HUMANA HEALTH PLAN [130] NMHC SCPP IPA $71.55 ↓ -67%
BLUE CROSS BLUE SHIELD [1401] NMHC SCPP IPA $71.55 ↓ -67%
HUMANA HEALTH PLAN [130] NMH ADVOCATE IPA $77.60 ↓ -65%
HUMANA HEALTH PLAN [130] NMH CHS IPA $77.60 ↓ -65%
HUMANA HEALTH PLAN [130] NMHC UIC IPA $79.50 ↓ -64%
BLUE CROSS BLUE SHIELD [1401] NMHC UIC IPA $79.50 ↓ -64%
GLOBAL MEDICAL MANAGEMENT INC [6090] NMHC GMMI $92.22 ↓ -58%
HEALTHLINK [125] NMH SEIU HEALTHLINK $97.00 ↓ -56%
MEDPARTNERS [6038] NMHC MEDPARTNERS $111.30 ↓ -49%
CIGNA HEALTH PLAN [178] NMH CIGNA BROAD $112.71 ↓ -49%
UNITED HEALTHCARE [158] NMH UHC CORE $113.10 ↓ -49%
UNITED HEALTHCARE [158] NMH UHC $125.71 ↓ -43%
HEALTH'S FINEST NETWORK [126] NMH HFN PLATINUM/CHC ELITE $126.10 ↓ -43%
MULTIPLAN/PHCS [142] NMH PHCS PPO $155.20 ↓ -29%
GALAXY HEALTH NETWORK [220] NMHC NON-CONTRACTED PAYORS $159.00 ↓ -28%
MULTIPLAN/PHCS [142] NMHC NON-CONTRACTED PAYORS $159.00 ↓ -28%
UNITED HEALTHCARE [158] NMHC UHC REF LAB JOHN DEERE $159.00 ↓ -28%
BLUE CROSS BLUE SHIELD [1401] NMHC NON-CONTRACTED PAYORS $159.00 ↓ -28%
FIRST HEALTH PLAN [6034] NMHC NON-CONTRACTED PAYORS $159.00 ↓ -28%
AETNA HEALTH PLAN [171] NMHC NON-CONTRACTED PAYORS $159.00 ↓ -28%
CIGNA HEALTH PLAN [178] NMHC NON-CONTRACTED PAYORS $159.00 ↓ -28%
HEALTHLINK [125] NMHC NON-CONTRACTED PAYORS $159.00 ↓ -28%
UNITED HEALTHCARE [158] NMHC NON-CONTRACTED PAYORS $159.00 ↓ -28%
HEALTH'S FINEST NETWORK [126] NMH HFN/20 EPO $159.08 ↓ -28%
HEALTH'S FINEST NETWORK [126] NMH HFN/10 PPO $164.90 ↓ -25%
OPTUM/UNITED BEHAVIORAL HEALTH [157] NMH Optum UBH $194.00 ↓ -12%
MULTIPLAN/PHCS [142] NMH NON-CONTRACTED PAYORS $194.00 ↓ -12%
UNITED HEALTHCARE [158] NMH UHC NON-CONTRACTED OON - ED ONLY $194.00 ↓ -12%
CIGNA HEALTH PLAN [178] NMH CIGNA LIFESOURCE TRANSPLANT not published by hospital
HUMANA HEALTH PLAN [130] NMH IL HEALTH PARTNERS IPA not published by hospital
AETNA HEALTH PLAN [171] NMH AETNA TRANSPLANT not published by hospital

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Psychotherapy patient individual therapy 30 minutes at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago $135.00 $94.23 – $390.96
Advocate Trinity Hospital Chicago $152.50 $106.45 – $388.60
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $71.61 $143.55 – $271.33
MercyOne Genesis Silvis Medical Center Silvis $58.80 $90.16 – $127.71
MercyOne Genesis Aledo Medical Center Aledo $58.80 $345.86 – $2,970.16
Advocate Christ Medical Center Oak Lawn $200.00 $139.60 – $379.43
Advocate Condell Medical Center Libertyville $152.50 $120.17 – $321.57
Advocate Good Samaritan Hospital Downers Grove $200.00 $139.60 – $388.60

All Illinois hospitals for this procedure →