Permanent tear duct plug at Northwestern Memorial Hospital

251 E. Huron, Chicago, IL · Nm · · NPI 1497859649

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$278.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$397.56

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.13 with AETNA HEALTH PLAN [171] vs $727.79 with FIRST HEALTH PLAN [6034] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NMH AETNA NM EMPLOYEES $77.13 ↓ -72%
CIGNA HEALTH PLAN [178] NMH CIGNA ALTERNATIVE $92.63 ↓ -67%
AETNA HEALTH PLAN [171] NMHC IMAGINE HEALTH $96.20 ↓ -65%
AETNA HEALTH PLAN [171] NMH AETNA BP $119.27 ↓ -57%
AETNA HEALTH PLAN [171] NMH AETNA $127.22 ↓ -54%
AETNA HEALTH PLAN [171] NMH AETNA ASA $140.34 ↓ -50%
HUMANA HEALTH PLAN [130] NMH CHS IPA $159.02 ↓ -43%
HUMANA HEALTH PLAN [130] NMH ADVOCATE IPA $159.02 ↓ -43%
CURAECHOICE [6100] NMHC CURAECHOICE $170.30 ↓ -39%
HUMANA HEALTH PLAN [130] NMHC SCPP IPA $178.90 ↓ -36%
IMAGINE HEALTH [6032] NMHC IMAGINE HEALTH $196.50 ↓ -29%
HEALTHLINK [125] NMH SEIU HEALTHLINK $198.78 ↓ -29%
HUMANA HEALTH PLAN [130] NMHC UIC IPA $198.78 ↓ -29%
CIGNA HEALTH PLAN [178] NMH CIGNA BROAD $230.98 ↓ -17%
UNITED HEALTHCARE [158] NMH UHC CORE $231.78 ↓ -17%
UNITED HEALTHCARE [158] NMH UHC $257.62 ↓ -7%
HEALTH'S FINEST NETWORK [126] NMH HFN PLATINUM/CHC ELITE $258.41 ↓ -7%
CIGNA HEALTH PLAN [178] NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) $318.05 ↑ +14%
MULTIPLAN/PHCS [142] NMH PHCS PPO $318.05 ↑ +14%
HEALTH'S FINEST NETWORK [126] NMH HFN/20 EPO $326.00 ↑ +17%
BLUE CROSS BLUE SHIELD [1401] NMHC SCPP IPA $327.51 ↑ +18%
BLUE CROSS BLUE SHIELD [1401] NMHC CHWN IPA $327.51 ↑ +18%
HEALTH'S FINEST NETWORK [126] NMH HFN/10 PPO $337.93 ↑ +21%
BLUE CROSS BLUE SHIELD [1401] NMHC NON-CONTRACTED PAYORS $356.28 ↑ +28%
HEALTHLINK [125] NMHC NON-CONTRACTED PAYORS $356.28 ↑ +28%
MULTIPLAN/PHCS [142] NMHC NON-CONTRACTED PAYORS $356.28 ↑ +28%
CIGNA HEALTH PLAN [178] NMHC NON-CONTRACTED PAYORS $356.28 ↑ +28%
UNITED HEALTHCARE [158] NMHC NON-CONTRACTED PAYORS $356.28 ↑ +28%
UNITED HEALTHCARE [158] NMHC UHC REF LAB JOHN DEERE $356.28 ↑ +28%
AETNA HEALTH PLAN [171] NMHC NON-CONTRACTED PAYORS $356.28 ↑ +28%
GALAXY HEALTH NETWORK [220] NMHC NON-CONTRACTED PAYORS $356.28 ↑ +28%
BLUE CROSS BLUE SHIELD [1401] NMHC UIC IPA $363.90 ↑ +31%
MULTIPLAN/PHCS [142] NMH NON-CONTRACTED PAYORS $397.56 ↑ +43%
UNITED HEALTHCARE [158] NMH UHC NON-CONTRACTED OON - ED ONLY $397.56 ↑ +43%
OPTUM/UNITED BEHAVIORAL HEALTH [157] NMH Optum UBH $397.56 ↑ +43%
GLOBAL MEDICAL MANAGEMENT INC [6090] NMHC GMMI $422.12 ↑ +52%
MEDPARTNERS [6038] NMHC MEDPARTNERS $509.45 ↑ +83%
FIRST HEALTH PLAN [6034] NMHC NON-CONTRACTED PAYORS $727.79 ↑ +162%
CIGNA HEALTH PLAN [178] NMH CIGNA LIFESOURCE TRANSPLANT not published by hospital
AETNA HEALTH PLAN [171] NMH AETNA TRANSPLANT not published by hospital
HUMANA HEALTH PLAN [130] NMH IL HEALTH PARTNERS IPA not published by hospital

Visitor-reported prices

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Permanent tear duct plug at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago not published $623.62 – $709.72
Advocate Trinity Hospital Chicago not published $619.54 – $705.13
Advocate Christ Medical Center Oak Lawn $196.40 $98.99 – $314.24
Advocate Childrens Hospital - Park Ridge Park Ridge $144.80 $101.07 – $231.68
Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital Lake Forest $1,393.26 not published
Northwestern Medicine McHenry Hospital McHenry $249.40 not published
Advocate Condell Medical Center Libertyville not published $381.85 – $434.38
Advocate Good Samaritan Hospital Downers Grove not published $619.54 – $705.13

All Illinois hospitals for this procedure →