Njx aa&/strd nrv nrvtg si jt at Northwestern Memorial Hospital
251 E. Huron, Chicago, IL · Nm · · NPI 1497859649
$1,613.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,305.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$430.10 with CIGNA HEALTH PLAN [178] vs $2,431.00 with UNITED HEALTHCARE [158] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CIGNA HEALTH PLAN [178] | NMH CIGNA ALTERNATIVE | $430.10 | ↓ -73% |
| AETNA HEALTH PLAN [171] | NMH AETNA NM EMPLOYEES | $446.20 | ↓ -72% |
| CURAECHOICE [6100] | NMHC CURAECHOICE | $532.82 | ↓ -67% |
| AETNA HEALTH PLAN [171] | NMHC IMAGINE HEALTH | $614.79 | ↓ -62% |
| IMAGINE HEALTH [6032] | NMHC IMAGINE HEALTH | $614.79 | ↓ -62% |
| AETNA HEALTH PLAN [171] | NMH AETNA BP | $690.00 | ↓ -57% |
| AETNA HEALTH PLAN [171] | NMH AETNA | $736.00 | ↓ -54% |
| AETNA HEALTH PLAN [171] | NMH AETNA ASA | $811.90 | ↓ -50% |
| HUMANA HEALTH PLAN [130] | NMH ADVOCATE IPA | $920.00 | ↓ -43% |
| HUMANA HEALTH PLAN [130] | NMH CHS IPA | $920.00 | ↓ -43% |
| HUMANA HEALTH PLAN [130] | NMHC SCPP IPA | $1,035.00 | ↓ -36% |
| CIGNA HEALTH PLAN [178] | NMH CIGNA BROAD | $1,067.20 | ↓ -34% |
| HEALTHLINK [125] | NMH SEIU HEALTHLINK | $1,150.00 | ↓ -29% |
| HUMANA HEALTH PLAN [130] | NMHC UIC IPA | $1,150.00 | ↓ -29% |
| HEALTH'S FINEST NETWORK [126] | NMH HFN PLATINUM/CHC ELITE | $1,495.00 | ↓ -7% |
| CIGNA HEALTH PLAN [178] | NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) | $1,840.00 | ↑ +14% |
| MULTIPLAN/PHCS [142] | NMH PHCS PPO | $1,840.00 | ↑ +14% |
| HEALTH'S FINEST NETWORK [126] | NMH HFN/20 EPO | $1,886.00 | ↑ +17% |
| HEALTH'S FINEST NETWORK [126] | NMH HFN/10 PPO | $1,955.00 | ↑ +21% |
| UNITED HEALTHCARE [158] | NMH UHC CORE | $2,188.00 | ↑ +36% |
| MULTIPLAN/PHCS [142] | NMH NON-CONTRACTED PAYORS | $2,300.00 | ↑ +43% |
| CIGNA HEALTH PLAN [178] | NMHC NON-CONTRACTED PAYORS | $2,300.00 | ↑ +43% |
| HEALTHLINK [125] | NMHC NON-CONTRACTED PAYORS | $2,300.00 | ↑ +43% |
| GALAXY HEALTH NETWORK [220] | NMHC NON-CONTRACTED PAYORS | $2,300.00 | ↑ +43% |
| MULTIPLAN/PHCS [142] | NMHC NON-CONTRACTED PAYORS | $2,300.00 | ↑ +43% |
| OPTUM/UNITED BEHAVIORAL HEALTH [157] | NMH Optum UBH | $2,300.00 | ↑ +43% |
| UNITED HEALTHCARE [158] | NMH UHC NON-CONTRACTED OON - ED ONLY | $2,300.00 | ↑ +43% |
| UNITED HEALTHCARE [158] | NMHC NON-CONTRACTED PAYORS | $2,300.00 | ↑ +43% |
| UNITED HEALTHCARE [158] | NMHC UHC REF LAB JOHN DEERE | $2,300.00 | ↑ +43% |
| AETNA HEALTH PLAN [171] | NMHC NON-CONTRACTED PAYORS | $2,300.00 | ↑ +43% |
| UNITED HEALTHCARE [158] | NMH UHC | $2,431.00 | ↑ +51% |
| CIGNA HEALTH PLAN [178] | NMH CIGNA LIFESOURCE TRANSPLANT | not published by hospital | — |
| AETNA HEALTH PLAN [171] | NMH AETNA TRANSPLANT | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | NMH IL HEALTH PARTNERS IPA | not published by hospital | — |
Visitor-reported prices
Comments
Njx aa&/strd nrv nrvtg si jt at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Illinois Masonic Medical Center | Chicago | $1,085.00 | $854.98 – $6,071.00 |
| Advocate Trinity Hospital | Chicago | $1,135.00 | $894.38 – $6,071.00 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | not published | $721.90 – $1,169.48 |
| MercyOne Genesis Silvis Medical Center | Silvis | $414.00 | $634.80 – $1,443.96 |
| MercyOne Genesis Aledo Medical Center | Aledo | $414.00 | $2,970.16 – $2,970.16 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $435.00 | $740.55 – $1,225.43 |
| Advocate Christ Medical Center | Oak Lawn | $750.00 | $591.00 – $6,071.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $1,035.20 | $74.71 – $538.76 |