Mayo factor x at Northwestern Memorial Hospital
251 E. Huron, Chicago, IL · Nm · · NPI 1497859649
$731.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,045.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$40.93 with AETNA HEALTH PLAN [171] vs $211.00 with UNITED HEALTHCARE [158] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NMH AETNA NM EMPLOYEES | $40.93 | ↓ -94% |
| CURAECHOICE [6100] | NMHC CURAECHOICE | $49.37 | ↓ -93% |
| AETNA HEALTH PLAN [171] | NMHC IMAGINE HEALTH | $56.97 | ↓ -92% |
| IMAGINE HEALTH [6032] | NMHC IMAGINE HEALTH | $56.97 | ↓ -92% |
| AETNA HEALTH PLAN [171] | NMH AETNA BP | $63.30 | ↓ -91% |
| AETNA HEALTH PLAN [171] | NMH AETNA ASA | $74.48 | ↓ -90% |
| HUMANA HEALTH PLAN [130] | NMH CHS IPA | $84.40 | ↓ -88% |
| HUMANA HEALTH PLAN [130] | NMH ADVOCATE IPA | $84.40 | ↓ -88% |
| BLUE CROSS BLUE SHIELD [1401] | NMHC SCPP IPA | $94.95 | ↓ -87% |
| BLUE CROSS BLUE SHIELD [1401] | NMHC CHWN IPA | $94.95 | ↓ -87% |
| HUMANA HEALTH PLAN [130] | NMHC SCPP IPA | $94.95 | ↓ -87% |
| HUMANA HEALTH PLAN [130] | NMHC UIC IPA | $105.50 | ↓ -86% |
| HEALTHLINK [125] | NMH SEIU HEALTHLINK | $105.50 | ↓ -86% |
| BLUE CROSS BLUE SHIELD [1401] | NMHC UIC IPA | $105.50 | ↓ -86% |
| GLOBAL MEDICAL MANAGEMENT INC [6090] | NMHC GMMI | $122.38 | ↓ -83% |
| HEALTH'S FINEST NETWORK [126] | NMH HFN PLATINUM/CHC ELITE | $137.15 | ↓ -81% |
| MEDPARTNERS [6038] | NMHC MEDPARTNERS | $147.70 | ↓ -80% |
| CIGNA HEALTH PLAN [178] | NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) | $168.80 | ↓ -77% |
| MULTIPLAN/PHCS [142] | NMH PHCS PPO | $168.80 | ↓ -77% |
| HEALTH'S FINEST NETWORK [126] | NMH HFN/20 EPO | $173.02 | ↓ -76% |
| HEALTH'S FINEST NETWORK [126] | NMH HFN/10 PPO | $179.35 | ↓ -75% |
| MULTIPLAN/PHCS [142] | NMH NON-CONTRACTED PAYORS | $211.00 | ↓ -71% |
| MULTIPLAN/PHCS [142] | NMHC NON-CONTRACTED PAYORS | $211.00 | ↓ -71% |
| HEALTHLINK [125] | NMHC NON-CONTRACTED PAYORS | $211.00 | ↓ -71% |
| FIRST HEALTH PLAN [6034] | NMHC NON-CONTRACTED PAYORS | $211.00 | ↓ -71% |
| CIGNA HEALTH PLAN [178] | NMHC NON-CONTRACTED PAYORS | $211.00 | ↓ -71% |
| BLUE CROSS BLUE SHIELD [1401] | NMHC NON-CONTRACTED PAYORS | $211.00 | ↓ -71% |
| GALAXY HEALTH NETWORK [220] | NMHC NON-CONTRACTED PAYORS | $211.00 | ↓ -71% |
| AETNA HEALTH PLAN [171] | NMHC NON-CONTRACTED PAYORS | $211.00 | ↓ -71% |
| OPTUM/UNITED BEHAVIORAL HEALTH [157] | NMH Optum UBH | $211.00 | ↓ -71% |
| UNITED HEALTHCARE [158] | NMH UHC NON-CONTRACTED OON - ED ONLY | $211.00 | ↓ -71% |
| UNITED HEALTHCARE [158] | NMHC NON-CONTRACTED PAYORS | $211.00 | ↓ -71% |
| UNITED HEALTHCARE [158] | NMHC UHC REF LAB JOHN DEERE | $211.00 | ↓ -71% |
| CIGNA HEALTH PLAN [178] | NMH CIGNA LIFESOURCE TRANSPLANT | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | NMH IL HEALTH PARTNERS IPA | not published by hospital | — |
| AETNA HEALTH PLAN [171] | NMH AETNA TRANSPLANT | not published by hospital | — |
Visitor-reported prices
Comments
Mayo factor x at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Illinois Masonic Medical Center | Chicago | $155.00 | $17.90 – $248.00 |
| Advocate Trinity Hospital | Chicago | $155.00 | $17.90 – $248.00 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $83.49 | $13.43 – $74.92 |
| MercyOne Genesis Silvis Medical Center | Silvis | $66.00 | $3.59 – $101.20 |
| MercyOne Genesis Aledo Medical Center | Aledo | $66.00 | $9.71 – $51.70 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $40.00 | $17.52 – $29.00 |
| Advocate Christ Medical Center | Oak Lawn | $155.00 | $17.90 – $248.00 |
| Advocate Condell Medical Center | Libertyville | $155.00 | $17.90 – $248.00 |