Ghs moderate sedation < 5 yr, 30 min, other at Northwestern Memorial Hospital

251 E. Huron, Chicago, IL · Nm · · NPI 1497859649

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$196.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$280.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.52 with CURAECHOICE [6100] vs $537.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CURAECHOICE [6100] NMHC CURAECHOICE $65.52 ↓ -67%
AETNA HEALTH PLAN [171] NMHC IMAGINE HEALTH $75.60 ↓ -61%
IMAGINE HEALTH [6032] NMHC IMAGINE HEALTH $75.60 ↓ -61%
AETNA HEALTH PLAN [171] NMH AETNA NM EMPLOYEES $104.18 ↓ -47%
CIGNA HEALTH PLAN [178] NMH CIGNA ALTERNATIVE $125.12 ↓ -36%
HUMANA HEALTH PLAN [130] NMHC SCPP IPA $126.00 ↓ -36%
BLUE CROSS BLUE SHIELD [1401] NMHC CHWN IPA $126.00 ↓ -36%
BLUE CROSS BLUE SHIELD [1401] NMHC SCPP IPA $126.00 ↓ -36%
BLUE CROSS BLUE SHIELD [1401] NMHC UIC IPA $140.00 ↓ -29%
HUMANA HEALTH PLAN [130] NMHC UIC IPA $140.00 ↓ -29%
AETNA HEALTH PLAN [171] NMH AETNA BP $161.10 ↓ -18%
GLOBAL MEDICAL MANAGEMENT INC [6090] NMHC GMMI $162.40 ↓ -17%
AETNA HEALTH PLAN [171] NMH AETNA $171.84 ↓ -12%
AETNA HEALTH PLAN [171] NMH AETNA ASA $189.56 ↓ -3%
MEDPARTNERS [6038] NMHC MEDPARTNERS $196.00 ↑ +0%
HUMANA HEALTH PLAN [130] NMH CHS IPA $214.80 ↑ +10%
HUMANA HEALTH PLAN [130] NMH ADVOCATE IPA $214.80 ↑ +10%
HEALTHLINK [125] NMH SEIU HEALTHLINK $268.50 ↑ +37%
UNITED HEALTHCARE [158] NMHC NON-CONTRACTED PAYORS $280.00 ↑ +43%
FIRST HEALTH PLAN [6034] NMHC NON-CONTRACTED PAYORS $280.00 ↑ +43%
CIGNA HEALTH PLAN [178] NMHC NON-CONTRACTED PAYORS $280.00 ↑ +43%
AETNA HEALTH PLAN [171] NMHC NON-CONTRACTED PAYORS $280.00 ↑ +43%
GALAXY HEALTH NETWORK [220] NMHC NON-CONTRACTED PAYORS $280.00 ↑ +43%
BLUE CROSS BLUE SHIELD [1401] NMHC NON-CONTRACTED PAYORS $280.00 ↑ +43%
MULTIPLAN/PHCS [142] NMHC NON-CONTRACTED PAYORS $280.00 ↑ +43%
UNITED HEALTHCARE [158] NMHC UHC REF LAB JOHN DEERE $280.00 ↑ +43%
HEALTHLINK [125] NMHC NON-CONTRACTED PAYORS $280.00 ↑ +43%
CIGNA HEALTH PLAN [178] NMH CIGNA BROAD $312.00 ↑ +59%
UNITED HEALTHCARE [158] NMH UHC CORE $313.07 ↑ +60%
UNITED HEALTHCARE [158] NMH UHC $347.98 ↑ +78%
HEALTH'S FINEST NETWORK [126] NMH HFN PLATINUM/CHC ELITE $349.05 ↑ +78%
MULTIPLAN/PHCS [142] NMH PHCS PPO $429.60 ↑ +119%
CIGNA HEALTH PLAN [178] NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) $429.60 ↑ +119%
HEALTH'S FINEST NETWORK [126] NMH HFN/20 EPO $440.34 ↑ +125%
HEALTH'S FINEST NETWORK [126] NMH HFN/10 PPO $456.45 ↑ +133%
UNITED HEALTHCARE [158] NMH UHC NON-CONTRACTED OON - ED ONLY $537.00 ↑ +174%
OPTUM/UNITED BEHAVIORAL HEALTH [157] NMH Optum UBH $537.00 ↑ +174%
MULTIPLAN/PHCS [142] NMH NON-CONTRACTED PAYORS $537.00 ↑ +174%
CIGNA HEALTH PLAN [178] NMH CIGNA LIFESOURCE TRANSPLANT not published by hospital
HUMANA HEALTH PLAN [130] NMH IL HEALTH PARTNERS IPA not published by hospital
AETNA HEALTH PLAN [171] NMH AETNA TRANSPLANT not published by hospital

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Ghs moderate sedation < 5 yr, 30 min, other at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago $252.50 $170.45 – $404.00
Advocate Trinity Hospital Chicago $122.50 $85.51 – $196.00
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $109.56 $67.65 – $100.04
MercyOne Genesis Silvis Medical Center Silvis $145.20 $21.46 – $193.20
MercyOne Genesis Aledo Medical Center Aledo $145.20 $58.13 – $98.70
Advocate Christ Medical Center Oak Lawn $432.50 $165.44 – $692.00
Advocate Condell Medical Center Libertyville $417.50 $104.37 – $668.00
Advocate Good Samaritan Hospital Downers Grove $492.50 $169.34 – $788.00

All Illinois hospitals for this procedure →