Ghs flow volume loop at Northwestern Memorial Hospital

251 E. Huron, Chicago, IL · Nm · · NPI 1497859649

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$225.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$322.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.96 with AETNA HEALTH PLAN [171] vs $340.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NMH AETNA NM EMPLOYEES $65.96 ↓ -71%
CURAECHOICE [6100] NMHC CURAECHOICE $75.35 ↓ -67%
CIGNA HEALTH PLAN [178] NMH CIGNA ALTERNATIVE $79.22 ↓ -65%
AETNA HEALTH PLAN [171] NMHC IMAGINE HEALTH $86.94 ↓ -61%
IMAGINE HEALTH [6032] NMHC IMAGINE HEALTH $86.94 ↓ -61%
AETNA HEALTH PLAN [171] NMH AETNA BP $102.00 ↓ -55%
AETNA HEALTH PLAN [171] NMH AETNA $108.80 ↓ -52%
AETNA HEALTH PLAN [171] NMH AETNA ASA $120.02 ↓ -47%
HUMANA HEALTH PLAN [130] NMH ADVOCATE IPA $136.00 ↓ -40%
HUMANA HEALTH PLAN [130] NMH CHS IPA $136.00 ↓ -40%
HUMANA HEALTH PLAN [130] NMHC SCPP IPA $144.90 ↓ -36%
BLUE CROSS BLUE SHIELD [1401] NMHC CHWN IPA $144.90 ↓ -36%
BLUE CROSS BLUE SHIELD [1401] NMHC SCPP IPA $144.90 ↓ -36%
BLUE CROSS BLUE SHIELD [1401] NMHC UIC IPA $161.00 ↓ -29%
HUMANA HEALTH PLAN [130] NMHC UIC IPA $161.00 ↓ -29%
HEALTHLINK [125] NMH SEIU HEALTHLINK $170.00 ↓ -25%
GLOBAL MEDICAL MANAGEMENT INC [6090] NMHC GMMI $186.76 ↓ -17%
CIGNA HEALTH PLAN [178] NMH CIGNA BROAD $197.54 ↓ -12%
UNITED HEALTHCARE [158] NMH UHC CORE $198.22 ↓ -12%
UNITED HEALTHCARE [158] NMH UHC $220.32 ↓ -2%
HEALTH'S FINEST NETWORK [126] NMH HFN PLATINUM/CHC ELITE $221.00 ↓ -2%
MEDPARTNERS [6038] NMHC MEDPARTNERS $225.40 ↑ +0%
MULTIPLAN/PHCS [142] NMH PHCS PPO $272.00 ↑ +21%
CIGNA HEALTH PLAN [178] NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) $272.00 ↑ +21%
HEALTH'S FINEST NETWORK [126] NMH HFN/20 EPO $278.80 ↑ +24%
HEALTH'S FINEST NETWORK [126] NMH HFN/10 PPO $289.00 ↑ +28%
FIRST HEALTH PLAN [6034] NMHC NON-CONTRACTED PAYORS $322.00 ↑ +43%
MULTIPLAN/PHCS [142] NMHC NON-CONTRACTED PAYORS $322.00 ↑ +43%
HEALTHLINK [125] NMHC NON-CONTRACTED PAYORS $322.00 ↑ +43%
BLUE CROSS BLUE SHIELD [1401] NMHC NON-CONTRACTED PAYORS $322.00 ↑ +43%
UNITED HEALTHCARE [158] NMHC NON-CONTRACTED PAYORS $322.00 ↑ +43%
UNITED HEALTHCARE [158] NMHC UHC REF LAB JOHN DEERE $322.00 ↑ +43%
AETNA HEALTH PLAN [171] NMHC NON-CONTRACTED PAYORS $322.00 ↑ +43%
GALAXY HEALTH NETWORK [220] NMHC NON-CONTRACTED PAYORS $322.00 ↑ +43%
CIGNA HEALTH PLAN [178] NMHC NON-CONTRACTED PAYORS $322.00 ↑ +43%
OPTUM/UNITED BEHAVIORAL HEALTH [157] NMH Optum UBH $340.00 ↑ +51%
UNITED HEALTHCARE [158] NMH UHC NON-CONTRACTED OON - ED ONLY $340.00 ↑ +51%
MULTIPLAN/PHCS [142] NMH NON-CONTRACTED PAYORS $340.00 ↑ +51%
CIGNA HEALTH PLAN [178] NMH CIGNA LIFESOURCE TRANSPLANT not published by hospital
AETNA HEALTH PLAN [171] NMH AETNA TRANSPLANT not published by hospital
HUMANA HEALTH PLAN [130] NMH IL HEALTH PARTNERS IPA not published by hospital

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Ghs flow volume loop at other Illinois hospitals

Hospital City Cash price Negotiated range
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $192.06 $100.65 – $525.87
Advocate Illinois Masonic Medical Center Chicago not published $253.61 – $623.25
Advocate Trinity Hospital Chicago not published $251.96 – $623.25
MercyOne Genesis Silvis Medical Center Silvis $136.80 $49.60 – $754.79
MercyOne Genesis Aledo Medical Center Aledo $141.00 $63.00 – $343.92
Uchicago Medicine Adventhealth Hinsdale Hinsdale $112.50 $226.53 – $374.85
UnityPoint Health - Trinity Moline Rock Island $232.92 $13.13 – $242.25
Uchicago Medicine Adventhealth La Grange La Grange $112.50 $226.53 – $374.85

All Illinois hospitals for this procedure →