Consult comp w/report rfrd material at Northwestern Memorial Hospital

251 E. Huron, Chicago, IL · Nm · · NPI 1497859649

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$16,682.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$23,832.69

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.17 with AETNA HEALTH PLAN [171] vs $3,801.00 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NMH AETNA NM EMPLOYEES $85.17 ↓ -99%
CURAECHOICE [6100] NMHC CURAECHOICE $102.73 ↓ -99%
IMAGINE HEALTH [6032] NMHC IMAGINE HEALTH $118.53 ↓ -99%
AETNA HEALTH PLAN [171] NMHC IMAGINE HEALTH $118.53 ↓ -99%
AETNA HEALTH PLAN [171] NMH AETNA BP $131.70 ↓ -99%
AETNA HEALTH PLAN [171] NMH AETNA ASA $154.97 ↓ -99%
HUMANA HEALTH PLAN [130] NMH CHS IPA $175.60 ↓ -99%
HUMANA HEALTH PLAN [130] NMH ADVOCATE IPA $175.60 ↓ -99%
HUMANA HEALTH PLAN [130] NMHC SCPP IPA $197.55 ↓ -99%
BLUE CROSS BLUE SHIELD [1401] NMHC SCPP IPA $197.55 ↓ -99%
BLUE CROSS BLUE SHIELD [1401] NMHC CHWN IPA $197.55 ↓ -99%
BLUE CROSS BLUE SHIELD [1401] NMHC UIC IPA $219.50 ↓ -99%
HEALTHLINK [125] NMH SEIU HEALTHLINK $219.50 ↓ -99%
HUMANA HEALTH PLAN [130] NMHC UIC IPA $219.50 ↓ -99%
GLOBAL MEDICAL MANAGEMENT INC [6090] NMHC GMMI $254.62 ↓ -98%
AETNA HEALTH PLAN [171] NMH AETNA $284.15 ↓ -98%
HEALTH'S FINEST NETWORK [126] NMH HFN PLATINUM/CHC ELITE $285.35 ↓ -98%
MEDPARTNERS [6038] NMHC MEDPARTNERS $307.30 ↓ -98%
MULTIPLAN/PHCS [142] NMH PHCS PPO $351.20 ↓ -98%
CIGNA HEALTH PLAN [178] NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) $351.20 ↓ -98%
HEALTH'S FINEST NETWORK [126] NMH HFN/20 EPO $359.98 ↓ -98%
HEALTH'S FINEST NETWORK [126] NMH HFN/10 PPO $373.15 ↓ -98%
OPTUM/UNITED BEHAVIORAL HEALTH [157] NMH Optum UBH $425.00 ↓ -97%
UNITED HEALTHCARE [158] NMHC UHC REF LAB JOHN DEERE $439.00 ↓ -97%
GALAXY HEALTH NETWORK [220] NMHC NON-CONTRACTED PAYORS $439.00 ↓ -97%
HEALTHLINK [125] NMHC NON-CONTRACTED PAYORS $439.00 ↓ -97%
CIGNA HEALTH PLAN [178] NMHC NON-CONTRACTED PAYORS $439.00 ↓ -97%
FIRST HEALTH PLAN [6034] NMHC NON-CONTRACTED PAYORS $439.00 ↓ -97%
BLUE CROSS BLUE SHIELD [1401] NMHC NON-CONTRACTED PAYORS $439.00 ↓ -97%
MULTIPLAN/PHCS [142] NMH NON-CONTRACTED PAYORS $439.00 ↓ -97%
MULTIPLAN/PHCS [142] NMHC NON-CONTRACTED PAYORS $439.00 ↓ -97%
UNITED HEALTHCARE [158] NMHC NON-CONTRACTED PAYORS $439.00 ↓ -97%
AETNA HEALTH PLAN [171] NMHC NON-CONTRACTED PAYORS $439.00 ↓ -97%
UNITED HEALTHCARE [158] NMH UHC NON-CONTRACTED OON - ED ONLY $439.00 ↓ -97%
UNITED HEALTHCARE [158] NMH UHC CORE $3,420.00 ↓ -79%
UNITED HEALTHCARE [158] NMH UHC $3,801.00 ↓ -77%
CIGNA HEALTH PLAN [178] NMH CIGNA BROAD not published by hospital
CIGNA HEALTH PLAN [178] NMH CIGNA ALTERNATIVE not published by hospital
HUMANA HEALTH PLAN [130] NMH IL HEALTH PARTNERS IPA not published by hospital
AETNA HEALTH PLAN [171] NMH AETNA TRANSPLANT not published by hospital
CIGNA HEALTH PLAN [178] NMH CIGNA LIFESOURCE TRANSPLANT not published by hospital

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Consult comp w/report rfrd material at other Illinois hospitals

Hospital City Cash price Negotiated range
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $71.61 $90.10 – $607.56
Advocate Illinois Masonic Medical Center Chicago not published $49.47 – $1,178.13
Advocate Trinity Hospital Chicago not published $49.47 – $1,170.52
UnityPoint Health - Trinity Moline Rock Island $365.60 $76.94 – $244.10
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $877.25 $182.57 – $191.70
Advocate Sherman Hospital Elgin $570.00 $49.47 – $1,026.00
SSM Health St. Mary's Hospital - Centralia Centralia $877.25 $182.57 – $191.70
OSF Holy Family Medical Center Monmouth $1,240.80 not published

All Illinois hospitals for this procedure →