Compatibility test each unit immediate spin technique at Northwestern Memorial Hospital

251 E. Huron, Chicago, IL · Nm · · NPI 1497859649

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$125.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$179.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.73 with AETNA HEALTH PLAN [171] vs $217.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NMH AETNA NM EMPLOYEES $34.73 ↓ -72%
CURAECHOICE [6100] NMHC CURAECHOICE $37.67 ↓ -70%
AETNA HEALTH PLAN [171] NMHC IMAGINE HEALTH $48.33 ↓ -61%
AETNA HEALTH PLAN [171] NMH AETNA BP $53.70 ↓ -57%
IMAGINE HEALTH [6032] NMHC IMAGINE HEALTH $55.62 ↓ -56%
AETNA HEALTH PLAN [171] NMH AETNA ASA $63.19 ↓ -50%
HUMANA HEALTH PLAN [130] NMH ADVOCATE IPA $71.60 ↓ -43%
HUMANA HEALTH PLAN [130] NMH CHS IPA $71.60 ↓ -43%
HUMANA HEALTH PLAN [130] NMHC SCPP IPA $80.55 ↓ -36%
HUMANA HEALTH PLAN [130] NMHC UIC IPA $89.50 ↓ -29%
HEALTHLINK [125] NMH SEIU HEALTHLINK $89.50 ↓ -29%
GLOBAL MEDICAL MANAGEMENT INC [6090] NMHC GMMI $93.38 ↓ -25%
BLUE CROSS BLUE SHIELD [1401] NMHC SCPP IPA $97.65 ↓ -22%
BLUE CROSS BLUE SHIELD [1401] NMHC CHWN IPA $97.65 ↓ -22%
BLUE CROSS BLUE SHIELD [1401] NMHC UIC IPA $108.50 ↓ -13%
MEDPARTNERS [6038] NMHC MEDPARTNERS $112.70 ↓ -10%
HEALTH'S FINEST NETWORK [126] NMH HFN PLATINUM/CHC ELITE $116.35 ↓ -7%
MULTIPLAN/PHCS [142] NMH PHCS PPO $143.20 ↑ +14%
CIGNA HEALTH PLAN [178] NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) $143.20 ↑ +14%
HEALTH'S FINEST NETWORK [126] NMH HFN/20 EPO $146.78 ↑ +17%
HEALTH'S FINEST NETWORK [126] NMH HFN/10 PPO $152.15 ↑ +21%
MULTIPLAN/PHCS [142] NMHC NON-CONTRACTED PAYORS $179.00 ↑ +43%
HEALTHLINK [125] NMHC NON-CONTRACTED PAYORS $179.00 ↑ +43%
CIGNA HEALTH PLAN [178] NMHC NON-CONTRACTED PAYORS $179.00 ↑ +43%
MULTIPLAN/PHCS [142] NMH NON-CONTRACTED PAYORS $179.00 ↑ +43%
UNITED HEALTHCARE [158] NMH UHC NON-CONTRACTED OON - ED ONLY $179.00 ↑ +43%
UNITED HEALTHCARE [158] NMHC NON-CONTRACTED PAYORS $179.00 ↑ +43%
UNITED HEALTHCARE [158] NMHC UHC REF LAB JOHN DEERE $179.00 ↑ +43%
GALAXY HEALTH NETWORK [220] NMHC NON-CONTRACTED PAYORS $179.00 ↑ +43%
AETNA HEALTH PLAN [171] NMHC NON-CONTRACTED PAYORS $179.00 ↑ +43%
OPTUM/UNITED BEHAVIORAL HEALTH [157] NMH Optum UBH $179.00 ↑ +43%
FIRST HEALTH PLAN [6034] NMHC NON-CONTRACTED PAYORS $217.00 ↑ +73%
BLUE CROSS BLUE SHIELD [1401] NMHC NON-CONTRACTED PAYORS $217.00 ↑ +73%
CIGNA HEALTH PLAN [178] NMH CIGNA LIFESOURCE TRANSPLANT not published by hospital
HUMANA HEALTH PLAN [130] NMH IL HEALTH PARTNERS IPA not published by hospital
AETNA HEALTH PLAN [171] NMH AETNA TRANSPLANT not published by hospital

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Compatibility test each unit immediate spin technique at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago $137.50 $108.35 – $342.97
Advocate Trinity Hospital Chicago $137.50 $108.35 – $342.97
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $83.16 $4.50 – $289.38
MercyOne Genesis Silvis Medical Center Silvis $61.80 $32.96 – $267.94
MercyOne Genesis Aledo Medical Center Aledo $58.20 $44.62 – $187.15
Uchicago Medicine Adventhealth Hinsdale Hinsdale $62.50 $23.66 – $295.77
Advocate Christ Medical Center Oak Lawn $137.50 $108.35 – $342.97
Advocate Condell Medical Center Libertyville $137.50 $84.00 – $342.97

All Illinois hospitals for this procedure →