Application finger splntstatic 29130 at Northwestern Memorial Hospital

251 E. Huron, Chicago, IL · Nm · · NPI 1497859649

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$429.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$614.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.08 with CURAECHOICE [6100] vs $847.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CURAECHOICE [6100] NMHC CURAECHOICE $50.08 ↓ -88%
IMAGINE HEALTH [6032] NMHC IMAGINE HEALTH $66.42 ↓ -85%
AETNA HEALTH PLAN [171] NMHC IMAGINE HEALTH $66.42 ↓ -85%
BLUE CROSS BLUE SHIELD [1401] NMHC SCPP IPA $110.70 ↓ -74%
BLUE CROSS BLUE SHIELD [1401] NMHC CHWN IPA $110.70 ↓ -74%
HUMANA HEALTH PLAN [130] NMHC SCPP IPA $110.70 ↓ -74%
BLUE CROSS BLUE SHIELD [1401] NMHC UIC IPA $123.00 ↓ -71%
HUMANA HEALTH PLAN [130] NMHC UIC IPA $123.00 ↓ -71%
GLOBAL MEDICAL MANAGEMENT INC [6090] NMHC GMMI $124.12 ↓ -71%
MEDPARTNERS [6038] NMHC MEDPARTNERS $149.80 ↓ -65%
CIGNA HEALTH PLAN [178] NMH CIGNA ALTERNATIVE $158.39 ↓ -63%
AETNA HEALTH PLAN [171] NMH AETNA NM EMPLOYEES $164.32 ↓ -62%
GALAXY HEALTH NETWORK [220] NMHC NON-CONTRACTED PAYORS $246.00 ↓ -43%
AETNA HEALTH PLAN [171] NMHC NON-CONTRACTED PAYORS $246.00 ↓ -43%
CIGNA HEALTH PLAN [178] NMHC NON-CONTRACTED PAYORS $246.00 ↓ -43%
FIRST HEALTH PLAN [6034] NMHC NON-CONTRACTED PAYORS $246.00 ↓ -43%
UNITED HEALTHCARE [158] NMHC UHC REF LAB JOHN DEERE $246.00 ↓ -43%
UNITED HEALTHCARE [158] NMHC NON-CONTRACTED PAYORS $246.00 ↓ -43%
MULTIPLAN/PHCS [142] NMHC NON-CONTRACTED PAYORS $246.00 ↓ -43%
HEALTHLINK [125] NMHC NON-CONTRACTED PAYORS $246.00 ↓ -43%
BLUE CROSS BLUE SHIELD [1401] NMHC NON-CONTRACTED PAYORS $246.00 ↓ -43%
AETNA HEALTH PLAN [171] NMH AETNA BP $254.10 ↓ -41%
AETNA HEALTH PLAN [171] NMH AETNA $271.04 ↓ -37%
AETNA HEALTH PLAN [171] NMH AETNA ASA $298.99 ↓ -30%
HEALTHLINK [125] NMHC SEIU HEALTHLINK $322.85 ↓ -25%
HUMANA HEALTH PLAN [130] NMH ADVOCATE IPA $338.80 ↓ -21%
HUMANA HEALTH PLAN [130] NMH CHS IPA $338.80 ↓ -21%
CIGNA HEALTH PLAN [178] NMH CIGNA BROAD $393.01 ↓ -9%
HEALTHLINK [125] NMH SEIU HEALTHLINK $423.50 ↓ -1%
HEALTH'S FINEST NETWORK [126] NMH HFN PLATINUM/CHC ELITE $550.55 ↑ +28%
CIGNA HEALTH PLAN [178] NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) $677.60 ↑ +58%
MULTIPLAN/PHCS [142] NMH PHCS PPO $677.60 ↑ +58%
HEALTH'S FINEST NETWORK [126] NMH HFN/20 EPO $694.54 ↑ +62%
HEALTH'S FINEST NETWORK [126] NMH HFN/10 PPO $719.95 ↑ +68%
UNITED HEALTHCARE [158] NMH UHC NON-CONTRACTED OON - ED ONLY $847.00 ↑ +97%
MULTIPLAN/PHCS [142] NMH NON-CONTRACTED PAYORS $847.00 ↑ +97%
HUMANA HEALTH PLAN [130] NMH IL HEALTH PARTNERS IPA not published by hospital
CIGNA HEALTH PLAN [178] NMH CIGNA LIFESOURCE TRANSPLANT not published by hospital
AETNA HEALTH PLAN [171] NMH AETNA TRANSPLANT not published by hospital

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Application finger splntstatic 29130 at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago $160.00 $126.08 – $6,291.00
Advocate Trinity Hospital Chicago $160.00 $126.08 – $6,291.00
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $60.06 $99.00 – $217.68
MercyOne Genesis Silvis Medical Center Silvis $156.00 $73.00 – $211.90
MercyOne Genesis Aledo Medical Center Aledo $156.00 $71.00 – $139.97
Uchicago Medicine Adventhealth Hinsdale Hinsdale $43.75 $139.58 – $230.97
Advocate Christ Medical Center Oak Lawn $245.00 $126.08 – $469.00
Advocate Condell Medical Center Libertyville $245.00 $126.08 – $295.00

All Illinois hospitals for this procedure →