Observation per hour at Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network)
2900 N Lake Shore Dr, Chicago, IL · Ascension · · NPI 1679659585
$108.24
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$328.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$68.50 with IMAGINE HEALTH vs $68.50 with IMAGINE HEALTH — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IMAGINE HEALTH | 2828_IMAGINE HEALTH (JCIL) 20241001 | $68.50 | ↓ -37% |
| IMAGINE HEALTH | 2829_IMAGINE HEALTH (PHIL) 20241001 | $68.50 | ↓ -37% |
| IMAGINE HEALTH | 2830_IMAGINE HEALTH 20241001 | $68.50 | ↓ -37% |
Visitor-reported prices
Comments
Observation per hour at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Illinois Masonic Medical Center | Chicago | $120.00 | $57.13 – $11,037.00 |
| Advocate Trinity Hospital | Chicago | $125.00 | $65.01 – $11,037.00 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $19.75 | not published |
| Advocate Christ Medical Center | Oak Lawn | $82.50 | $51.22 – $11,037.00 |
| Advocate Condell Medical Center | Libertyville | $137.50 | $53.19 – $8,058.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $82.50 | $53.19 – $11,037.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $100.80 | $12.20 – $7,845.34 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $19.75 | not published |