M/phmtrc alysishquant/semiq at Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network)
2900 N Lake Shore Dr, Chicago, IL · Ascension · · NPI 1679659585
$111.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$339.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$85.84 with UHC CHOICE vs $478.24 with BCBS PPO — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UHC CHOICE | 3095_PFIL, PRIL, PSIL UNITED HEALTHCARE 20250701 | $85.84 | ↓ -23% |
| UHC PPO | 3096_PFIL, PRIL, PSIL UNITED HEALTHCARE OPTIONS PPO 20250701 | $85.84 | ↓ -23% |
| CIGNA IFP | 3019_JCIL CIGNA IFP 20250101 | $106.28 | ↓ -5% |
| CIGNA ONE HEALTH | 2826_CIGNA ONE HEALTH 20241001 | $126.99 | ↑ +14% |
| SMARTHEALTH | 2917_SMARTHEALTH OP 20250101 | $132.34 | ↑ +18% |
| SMARTHEALTH | 2815_SMARTHEALTH INPATIENT 20241001 | $132.34 | ↑ +18% |
| AETNA | 2925_JCIL AETNA 20250201 | $159.92 | ↑ +43% |
| BCBS BCS | 2832_JCIL BLUE CROSS BLUE SHIELD BCS 20241001 | $323.40 | ↑ +189% |
| BCBS BCE | 2879_JCIL BLUE CROSS BLUE SHIELD BCE 20241001 | $323.40 | ↑ +189% |
| CIGNA | 3006_JCIL CIGNA 20250101 | $393.62 | ↑ +252% |
| BCBS PPO | 2834_JCIL BLUE CROSS BLUE SHIELD PPO 20241001 | $478.24 | ↑ +327% |
Visitor-reported prices
Comments
M/phmtrc alysishquant/semiq at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Illinois Masonic Medical Center | Chicago | $465.00 | $82.65 – $880.76 |
| Advocate Trinity Hospital | Chicago | $465.00 | $82.65 – $875.43 |
| Advocate Christ Medical Center | Oak Lawn | $465.00 | $82.65 – $854.80 |
| Advocate Condell Medical Center | Libertyville | $465.00 | $82.65 – $744.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $465.00 | $82.65 – $875.43 |
| UnityPoint Health - Trinity Moline | Rock Island | $292.13 | $31.06 – $168.14 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $465.00 | $82.65 – $866.78 |
| Advocate Sherman Hospital | Elgin | $465.00 | $82.65 – $837.00 |