Ins/rpl pm w/tv ld atrl at Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network)

2900 N Lake Shore Dr, Chicago, IL · Ascension · · NPI 1679659585

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

$4,281.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,975.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6,098.25 with AETNA vs $13,013.00 with UHC CHOICE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA 2925_JCIL AETNA 20250201 $6,098.25 ↑ +42%
IMAGINE HEALTH 2829_IMAGINE HEALTH (PHIL) 20241001 $8,750.00 ↑ +104%
IMAGINE HEALTH 2828_IMAGINE HEALTH (JCIL) 20241001 $9,013.00 ↑ +110%
IMAGINE HEALTH 2830_IMAGINE HEALTH 20241001 $9,013.00 ↑ +110%
UHC PPO 3096_PFIL, PRIL, PSIL UNITED HEALTHCARE OPTIONS PPO 20250701 $12,190.00 ↑ +185%
UHC CHOICE 3095_PFIL, PRIL, PSIL UNITED HEALTHCARE 20250701 $12,190.00 ↑ +185%
UHC PPO 3094_JCIL UNITED HEALTHCARE OPTIONS PPO 20250701 $13,013.00 ↑ +204%
UHC CHOICE 3093_JCIL UNITED HEALTHCARE 20250701 $13,013.00 ↑ +204%

Visitor-reported prices

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Ins/rpl pm w/tv ld atrl at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago $16,665.00 $13,132.02 – $47,462.00
Advocate Trinity Hospital Chicago $9,280.00 $7,312.64 – $47,462.00
MercyOne Genesis Silvis Medical Center Silvis $13,181.40 $7,030.08 – $20,211.48
Advocate Christ Medical Center Oak Lawn $5,345.00 $4,211.86 – $47,462.00
Advocate Condell Medical Center Libertyville $12,270.00 $9,668.76 – $24,503.00
Advocate Good Samaritan Hospital Downers Grove $10,685.00 $8,419.78 – $47,462.00
UnityPoint Health - Trinity Moline Rock Island $20,753.68 $394.29 – $11,440.47
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $15,154.70 $11,200.55 – $11,760.58

All Illinois hospitals for this procedure →