General health panel at Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network)

2900 N Lake Shore Dr, Chicago, IL · Ascension · · NPI 1679659585

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

$247.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$750.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.77 with SMARTHEALTH vs $170.80 with BCBS PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SMARTHEALTH 2917_SMARTHEALTH OP 20250101 $35.77 ↓ -86%
SMARTHEALTH 2815_SMARTHEALTH INPATIENT 20241001 $35.77 ↓ -86%
CIGNA IFP 3019_JCIL CIGNA IFP 20250101 $44.50 ↓ -82%
UHC CHOICE 3095_PFIL, PRIL, PSIL UNITED HEALTHCARE 20250701 $45.36 ↓ -82%
UHC PPO 3096_PFIL, PRIL, PSIL UNITED HEALTHCARE OPTIONS PPO 20250701 $45.36 ↓ -82%
AETNA 2925_JCIL AETNA 20250201 $52.71 ↓ -79%
CIGNA ONE HEALTH 2826_CIGNA ONE HEALTH 20241001 $75.04 ↓ -70%
BCBS BCS 2832_JCIL BLUE CROSS BLUE SHIELD BCS 20241001 $115.50 ↓ -53%
BCBS BCE 2879_JCIL BLUE CROSS BLUE SHIELD BCE 20241001 $115.50 ↓ -53%
CIGNA 3006_JCIL CIGNA 20250101 $164.82 ↓ -33%
BCBS PPO 2834_JCIL BLUE CROSS BLUE SHIELD PPO 20241001 $170.80 ↓ -31%

Visitor-reported prices

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General health panel at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago $280.00 $47.28 – $448.00
Advocate Trinity Hospital Chicago not published $47.28 – $329.06
Uchicago Medicine Adventhealth Hinsdale Hinsdale $78.75 $37.54 – $49.49
Advocate Christ Medical Center Oak Lawn $280.00 $47.28 – $448.00
UnityPoint Health - Trinity Moline Rock Island $70.40 $3.50 – $45.16
Uchicago Medicine Adventhealth La Grange La Grange $78.75 $36.06 – $49.49
Advocate Sherman Hospital Elgin $280.00 $47.28 – $504.00
Uchicago Medicine Adventhealth Bolingbrook Bolingbrook $78.75 $36.06 – $49.49

All Illinois hospitals for this procedure →