Sodium chloride 0.9 % IV bolus at Advocate Trinity Hospital
2320 East 93rd Street, Chicago, IL · Advocate Health · · NPI 1558479212
$57.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$115.07
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.11 with United Healthcare Charter vs $91.46 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Charter | Commercial | $1.11 | ↓ -98% |
| United Healthcare Nexus | Commercial | $1.11 | ↓ -98% |
| Cigna | Commercial | $1.28 | ↓ -98% |
| Cigna One Health | Commercial | $1.28 | ↓ -98% |
| United Healthcare | HMO | $2.26 | ↓ -96% |
| United Healthcare Core Navigate | Commercial | $2.26 | ↓ -96% |
| Advocate Employee | Commercial | $45.05 | ↓ -22% |
| Aetna | Commercial | $61.68 | ↑ +7% |
| Private Healthcare Systems | Commercial | $70.88 | ↑ +23% |
| Blue Cross Blue Shield City of Chicago | Commercial | $76.60 | ↑ +33% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $80.60 | ↑ +40% |
| Blue Cross Blue Shield | HMO | $82.09 | ↑ +43% |
| Blue Cross Blue Shield Choice | Commercial | $82.89 | ↑ +44% |
| Blue Cross Blue Shield | PPO | $87.23 | ↑ +52% |
| Multiplan | Commercial | $91.46 | ↑ +59% |
| Molina | Medicare Advantage | not published by hospital | — |
| Ambetter | Medicare Advantage | not published by hospital | — |
| Oscar Health HMO | Medicare Advantage | not published by hospital | — |
| HSTechnology | Medicare Advantage | not published by hospital | — |
Visitor-reported prices
Comments
Sodium chloride 0.9 % IV bolus at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Northwestern Memorial Hospital | Chicago | $279.65 | not published |
| Advocate Illinois Masonic Medical Center | Chicago | $60.15 | $1.11 – $96.36 |
| Advocate Christ Medical Center | Oak Lawn | $60.59 | $1.11 – $45.26 |
| Advocate Condell Medical Center | Libertyville | $59.89 | $1.28 – $93.16 |
| Advocate Good Samaritan Hospital | Downers Grove | $60.48 | $1.11 – $96.42 |
| UnityPoint Health - Trinity Moline | Rock Island | $48.00 | $0.51 – $26.46 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $56.95 | $1.11 – $88.68 |
| Advocate Sherman Hospital | Elgin | $58.13 | $1.28 – $102.41 |