healthcosts.net

Pelvic MRI (with and without contrast) at Advocate Trinity Hospital

2320 East 93rd Street, Chicago, IL · Advocate Health · · NPI 1558479212

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$2,575.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,150.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$539.81 with Ambetter vs $4,120.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Ambetter Medicare Advantage $539.81 ↓ -79%
Molina Medicare Advantage $539.81 ↓ -79%
Oscar Health HMO Medicare Advantage $558.42 ↓ -78%
HSTechnology Medicare Advantage $714.78 ↓ -72%
Cigna Commercial $1,096.00 ↓ -57%
Cigna One Health Commercial $1,096.00 ↓ -57%
United Healthcare HMO $1,276.00 ↓ -50%
United Healthcare Charter Commercial $1,276.00 ↓ -50%
United Healthcare Core Navigate Commercial $1,276.00 ↓ -50%
United Healthcare Nexus Commercial $1,276.00 ↓ -50%
Aetna Commercial $1,613.00 ↓ -37%
Advocate Employee Commercial $2,029.10 ↓ -21%
Blue Cross Blue Shield City of Chicago Commercial $2,179.07 ↓ -15%
Blue Cross Blue Shield Choice Commercial $2,356.48 ↓ -8%
Blue Cross Blue Shield PPO $2,480.13 ↓ -4%
Private Healthcare Systems Commercial $3,193.00 ↑ +24%
Blue Cross Blue Shield Blue Precision Managed Care $3,630.75 ↑ +41%
Blue Cross Blue Shield HMO $3,697.70 ↑ +44%
Multiplan Commercial $4,120.00 ↑ +60%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pelvic MRI (with and without contrast) at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago $2,125.00 $539.81 – $3,400.00
MercyOne Genesis Silvis Medical Center Silvis $2,616.00 $372.28 – $3,666.20
MercyOne Genesis Aledo Medical Center Aledo $2,616.00 $421.38 – $1,872.95
Advocate Christ Medical Center Oak Lawn $1,915.00 $539.81 – $3,064.00
Advocate Condell Medical Center Libertyville $2,750.00 $539.81 – $4,400.00
Advocate Good Samaritan Hospital Downers Grove $2,360.00 $539.81 – $3,776.00
UnityPoint Health - Trinity Moline Rock Island $4,520.28 $96.27 – $2,491.80
Advocate Sherman Hospital Elgin $2,785.00 $539.81 – $5,013.00

All Illinois hospitals for this procedure →