Graft xenmtrx sft rect 19x28cm at Advocate Trinity Hospital
2320 East 93rd Street, Chicago, IL · Advocate Health · · NPI 1558479212
$2,100.35
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,200.70
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,225.81 with United Healthcare Charter vs $2,809.88 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Charter | Commercial | $1,225.81 | ↓ -42% |
| Blue Cross Blue Shield City of Chicago | Commercial | $1,289.03 | ↓ -39% |
| Blue Cross Blue Shield | HMO | $1,380.35 | ↓ -34% |
| Advocate Employee | Commercial | $1,383.87 | ↓ -34% |
| Blue Cross Blue Shield Choice | Commercial | $1,394.40 | ↓ -34% |
| United Healthcare Nexus | Commercial | $1,418.99 | ↓ -32% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $1,468.16 | ↓ -30% |
| Blue Cross Blue Shield | PPO | $1,468.16 | ↓ -30% |
| Cigna One Health | Commercial | $1,756.18 | ↓ -16% |
| Cigna | Commercial | $1,826.42 | ↓ -13% |
| Aetna | Commercial | $1,860.49 | ↓ -11% |
| United Healthcare Core Navigate | Commercial | $2,093.36 | ↓ -0% |
| Private Healthcare Systems | Commercial | $2,177.66 | ↑ +4% |
| United Healthcare | HMO | $2,423.52 | ↑ +15% |
| Multiplan | Commercial | $2,809.88 | ↑ +34% |
| HSTechnology | Medicare Advantage | not published by hospital | — |
| Molina | Medicare Advantage | not published by hospital | — |
| Ambetter | Medicare Advantage | not published by hospital | — |
| Oscar Health HMO | Medicare Advantage | not published by hospital | — |
Visitor-reported prices
Comments
Graft xenmtrx sft rect 19x28cm at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Illinois Masonic Medical Center | Chicago | $2,636.75 | $183.04 – $645.07 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $1,754.78 | $4,304.51 – $4,304.51 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $2,636.75 | $174.00 – $398.86 |
| Advocate Sherman Hospital | Elgin | $1,945.23 | $180.22 – $514.91 |
| Advocate South Suburban Hospital | Hazel Crest | $331.24 | $192.69 – $492.50 |