Echo stress at Advocate Trinity Hospital
2320 East 93rd Street, Chicago, IL · Advocate Health · · NPI 1558479212
$1,030.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,060.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$624.71 with United Healthcare Charter vs $1,527.80 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Charter | Commercial | $624.71 | ↓ -39% |
| Advocate Employee | Commercial | $705.26 | ↓ -32% |
| United Healthcare Nexus | Commercial | $723.16 | ↓ -30% |
| Molina | Medicare Advantage | $828.76 | ↓ -20% |
| Ambetter | Medicare Advantage | $828.76 | ↓ -20% |
| Oscar Health HMO | Medicare Advantage | $857.34 | ↓ -17% |
| Cigna One Health | Commercial | $930.80 | ↓ -10% |
| Aetna | Commercial | $965.71 | ↓ -6% |
| United Healthcare Core Navigate | Commercial | $1,066.84 | ↑ +4% |
| HSTechnology | Medicare Advantage | $1,097.39 | ↑ +7% |
| Private Healthcare Systems | Commercial | $1,109.80 | ↑ +8% |
| Cigna | Commercial | $1,181.40 | ↑ +15% |
| United Healthcare | HMO | $1,235.10 | ↑ +20% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $1,261.95 | ↑ +23% |
| Blue Cross Blue Shield | HMO | $1,285.22 | ↑ +25% |
| Blue Cross Blue Shield City of Chicago | Commercial | $1,342.34 | ↑ +30% |
| Multiplan | Commercial | $1,432.00 | ↑ +39% |
| Blue Cross Blue Shield Choice | Commercial | $1,451.63 | ↑ +41% |
| Blue Cross Blue Shield | PPO | $1,527.80 | ↑ +48% |
Visitor-reported prices
Comments
Echo stress at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $1,244.10 | $536.25 – $925.93 |
| Advocate Illinois Masonic Medical Center | Chicago | not published | $828.76 – $1,537.73 |
| MercyOne Genesis Silvis Medical Center | Silvis | $924.60 | $197.44 – $895.82 |
| MercyOne Genesis Aledo Medical Center | Aledo | $924.60 | $308.65 – $604.47 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $800.00 | $573.25 – $948.59 |
| Advocate Christ Medical Center | Oak Lawn | $1,030.00 | $537.46 – $1,417.41 |
| Advocate Condell Medical Center | Libertyville | $1,565.00 | $827.34 – $2,504.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $1,347.45 | $63.17 – $742.78 |