Devel tst phys/qhp 1st hr at Advocate Trinity Hospital
2320 East 93rd Street, Chicago, IL · Advocate Health · · NPI 1558479212
$290.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$580.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$68.95 with Advocate Employee vs $855.56 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $68.95 | ↓ -76% |
| Cigna One Health | Commercial | $91.00 | ↓ -69% |
| Aetna | Commercial | $94.41 | ↓ -67% |
| Private Healthcare Systems | Commercial | $108.50 | ↓ -63% |
| Cigna | Commercial | $115.50 | ↓ -60% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $123.38 | ↓ -57% |
| Blue Cross Blue Shield | HMO | $125.65 | ↓ -57% |
| Multiplan | Commercial | $140.00 | ↓ -52% |
| United Healthcare Charter | Commercial | $202.42 | ↓ -30% |
| United Healthcare Nexus | Commercial | $234.32 | ↓ -19% |
| Ambetter | Medicare Advantage | $236.49 | ↓ -18% |
| Molina | Medicare Advantage | $236.49 | ↓ -18% |
| Oscar Health HMO | Medicare Advantage | $244.65 | ↓ -16% |
| HSTechnology | Medicare Advantage | $313.15 | ↑ +8% |
| United Healthcare Core Navigate | Commercial | $345.68 | ↑ +19% |
| United Healthcare | HMO | $400.20 | ↑ +38% |
| Blue Cross Blue Shield City of Chicago | Commercial | $751.71 | ↑ +159% |
| Blue Cross Blue Shield Choice | Commercial | $812.91 | ↑ +180% |
| Blue Cross Blue Shield | PPO | $855.56 | ↑ +195% |
Visitor-reported prices
Comments
Devel tst phys/qhp 1st hr at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Illinois Masonic Medical Center | Chicago | $290.00 | $202.42 – $817.85 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $140.91 | $163.10 – $444.08 |
| Advocate Christ Medical Center | Oak Lawn | $290.00 | $68.95 – $793.74 |
| Advocate Good Samaritan Hospital | Downers Grove | $87.50 | $68.95 – $812.91 |
| UnityPoint Health - Trinity Moline | Rock Island | $307.20 | $111.75 – $299.96 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $87.50 | $68.95 – $804.87 |
| MercyOne Genesis Silvis Medical Center | Silvis | not published | $163.10 – $244.65 |
| MercyOne Genesis Aledo Medical Center | Aledo | not published | $156.46 – $1,636.56 |