Avulsion nail plate partial/complete simple single nail plate at Advocate Trinity Hospital

2320 East 93rd Street, Chicago, IL · Advocate Health · · NPI 1558479212

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$322.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$645.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$254.13 with Advocate Employee vs $6,291.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Advocate Employee Commercial $254.13 ↓ -21%
Ambetter Medicare Advantage $300.34 ↓ -7%
Molina Medicare Advantage $300.34 ↓ -7%
Oscar Health HMO Medicare Advantage $310.69 ↓ -4%
Cigna One Health Commercial $335.40 ↑ +4%
Aetna Commercial $347.98 ↑ +8%
Blue Cross Blue Shield Blue Precision Managed Care $357.98 ↑ +11%
Blue Cross Blue Shield HMO $364.43 ↑ +13%
HSTechnology Medicare Advantage $397.69 ↑ +23%
Private Healthcare Systems Commercial $399.90 ↑ +24%
Blue Cross Blue Shield City of Chicago Commercial $410.22 ↑ +27%
Cigna Commercial $425.70 ↑ +32%
Blue Cross Blue Shield Choice Commercial $443.76 ↑ +38%
Blue Cross Blue Shield PPO $466.98 ↑ +45%
Multiplan Commercial $516.00 ↑ +60%
United Healthcare Charter Commercial $3,181.00 ↑ +886%
United Healthcare Nexus Commercial $3,686.00 ↑ +1043%
United Healthcare Core Navigate Commercial $5,437.00 ↑ +1586%
United Healthcare HMO $6,291.00 ↑ +1851%

Visitor-reported prices

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Avulsion nail plate partial/complete simple single nail plate at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago $295.00 $232.46 – $6,291.00
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago not published $207.13 – $335.55
MercyOne Genesis Silvis Medical Center Silvis $242.40 $65.35 – $329.26
MercyOne Genesis Aledo Medical Center Aledo $242.40 $163.00 – $219.36
Uchicago Medicine Adventhealth Hinsdale Hinsdale $105.00 $210.49 – $348.31
Advocate Christ Medical Center Oak Lawn $377.50 $297.47 – $6,291.00
Advocate Condell Medical Center Libertyville $362.50 $285.65 – $4,528.00
Advocate Good Samaritan Hospital Downers Grove $477.50 $300.34 – $6,291.00

All Illinois hospitals for this procedure →