Psych test eval svc phys/qhp ea addl hr at Advocate Illinois Masonic Medical Center
836 West Wellington Avenue, Chicago, IL · Advocate Health · · NPI 1912014564
$255.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$510.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$200.94 with Advocate Employee vs $1,556.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $200.94 | ↓ -21% |
| Cigna One Health | Commercial | $265.20 | ↑ +4% |
| Aetna | Commercial | $275.15 | ↑ +8% |
| Private Healthcare Systems | Commercial | $275.40 | ↑ +8% |
| Cigna | Commercial | $336.60 | ↑ +32% |
| Blue Cross Blue Shield City of Chicago | Commercial | $363.99 | ↑ +43% |
| Blue Cross Blue Shield Choice | Commercial | $393.43 | ↑ +54% |
| Multiplan | Commercial | $408.00 | ↑ +60% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $408.00 | ↑ +60% |
| Blue Cross Blue Shield | PPO | $414.25 | ↑ +62% |
| Blue Cross Blue Shield | HMO | $415.14 | ↑ +63% |
| United Healthcare Charter | Commercial | $628.00 | ↑ +146% |
| United Healthcare Nexus | Commercial | $728.00 | ↑ +185% |
| United Healthcare Core Navigate | Commercial | $1,074.00 | ↑ +321% |
| United Healthcare | HMO | $1,556.00 | ↑ +510% |
| Molina | Medicare Advantage | not published by hospital | — |
| Ambetter | Medicare Advantage | not published by hospital | — |
| Oscar Health HMO | Medicare Advantage | not published by hospital | — |
| HSTechnology | Medicare Advantage | not published by hospital | — |
Visitor-reported prices
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Psych test eval svc phys/qhp ea addl hr at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Trinity Hospital | Chicago | not published | $361.61 – $411.57 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | not published | $144.46 – $213.62 |
| MercyOne Genesis Silvis Medical Center | Silvis | $190.20 | $291.64 – $604.29 |
| MercyOne Genesis Aledo Medical Center | Aledo | $190.20 | $1,636.56 – $2,970.16 |
| UnityPoint Health - Trinity Moline | Rock Island | $207.20 | $71.08 – $187.46 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $235.00 | $185.18 – $1,556.00 |
| Advocate Christ Medical Center | Oak Lawn | not published | $353.29 – $402.06 |
| Advocate Condell Medical Center | Libertyville | not published | $222.87 – $253.53 |