Ortho elbow without jnt cstm w/fit&adj at Advocate Illinois Masonic Medical Center

836 West Wellington Avenue, Chicago, IL · Advocate Health · · NPI 1912014564

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$230.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$460.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$104.42 with Blue Cross Blue Shield City of Chicago vs $607.95 with HSTechnology — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield City of Chicago Commercial $104.42 ↓ -55%
Blue Cross Blue Shield Blue Precision Managed Care $112.70 ↓ -51%
Blue Cross Blue Shield Choice Commercial $113.16 ↓ -51%
Blue Cross Blue Shield PPO $119.14 ↓ -48%
Blue Cross Blue Shield HMO $135.24 ↓ -41%
United Healthcare Charter Commercial $160.54 ↓ -30%
Advocate Employee Commercial $181.24 ↓ -21%
United Healthcare Nexus Commercial $185.84 ↓ -19%
Cigna One Health Commercial $230.00 ↑ +0%
Cigna Commercial $239.20 ↑ +4%
Aetna Commercial $243.66 ↑ +6%
Private Healthcare Systems Commercial $248.40 ↑ +8%
United Healthcare Core Navigate Commercial $274.16 ↑ +19%
United Healthcare HMO $317.40 ↑ +38%
Multiplan Commercial $368.00 ↑ +60%
Molina Medicare Advantage $459.13 ↑ +100%
Ambetter Medicare Advantage $459.13 ↑ +100%
Oscar Health HMO Medicare Advantage $474.96 ↑ +107%
HSTechnology Medicare Advantage $607.95 ↑ +164%

Visitor-reported prices

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Ortho elbow without jnt cstm w/fit&adj at other Illinois hospitals

Hospital City Cash price Negotiated range
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $218.64 $368.31 – $368.31
Advocate Trinity Hospital Chicago not published $459.13 – $1,118.83
Advocate Christ Medical Center Oak Lawn $230.00 $115.92 – $607.95
Advocate Condell Medical Center Libertyville $230.00 $94.16 – $607.95
Advocate Good Samaritan Hospital Downers Grove $230.00 $146.96 – $607.95
UnityPoint Health - Trinity Moline Rock Island $630.40 $157.21 – $506.62
Advocate Childrens Hospital - Park Ridge Park Ridge $230.00 $153.56 – $607.95
Advocate Sherman Hospital Elgin $230.00 $138.60 – $607.95

All Illinois hospitals for this procedure →