IV infusion therapy/prophylaxis/diagnosis initial up to 1 hour at Advocate Illinois Masonic Medical Center

836 West Wellington Avenue, Chicago, IL · Advocate Health · · NPI 1912014564

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$430.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$860.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$318.46 with Ambetter vs $1,270.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Ambetter Medicare Advantage $318.46 ↓ -26%
Molina Medicare Advantage $318.46 ↓ -26%
Oscar Health HMO Medicare Advantage $329.44 ↓ -23%
Advocate Employee Commercial $338.84 ↓ -21%
Blue Cross Blue Shield City of Chicago Commercial $386.64 ↓ -10%
Blue Cross Blue Shield Choice Commercial $417.91 ↓ -3%
HSTechnology Medicare Advantage $421.68 ↓ -2%
Blue Cross Blue Shield PPO $440.02 ↑ +2%
Cigna One Health Commercial $447.20 ↑ +4%
Aetna Commercial $463.97 ↑ +8%
Private Healthcare Systems Commercial $464.40 ↑ +8%
Cigna Commercial $567.60 ↑ +32%
United Healthcare Charter Commercial $642.00 ↑ +49%
Multiplan Commercial $688.00 ↑ +60%
Blue Cross Blue Shield Blue Precision Managed Care $688.00 ↑ +60%
Blue Cross Blue Shield HMO $700.04 ↑ +63%
United Healthcare Nexus Commercial $744.00 ↑ +73%
United Healthcare Core Navigate Commercial $1,098.00 ↑ +155%
United Healthcare HMO $1,270.00 ↑ +195%

Visitor-reported prices

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IV infusion therapy/prophylaxis/diagnosis initial up to 1 hour at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Trinity Hospital Chicago $360.00 $283.68 – $1,270.00
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $377.85 $153.45 – $355.80
MercyOne Genesis Silvis Medical Center Silvis $309.60 $116.80 – $359.12
MercyOne Genesis Aledo Medical Center Aledo $309.60 $130.00 – $234.85
Uchicago Medicine Adventhealth Hinsdale Hinsdale $190.00 not published
Advocate Christ Medical Center Oak Lawn $390.00 $307.32 – $1,270.00
Advocate Condell Medical Center Libertyville $460.00 $236.74 – $883.00
Advocate Good Samaritan Hospital Downers Grove $395.00 $311.26 – $1,270.00

All Illinois hospitals for this procedure →