Icd cobalt xt dr MRI is1 df1 at Advocate Illinois Masonic Medical Center
836 West Wellington Avenue, Chicago, IL · Advocate Health · · NPI 1912014564
$21,740.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$43,481.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9,870.30 with Blue Cross Blue Shield City of Chicago vs $34,785.20 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield City of Chicago | Commercial | $9,870.30 | ↓ -55% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $10,652.97 | ↓ -51% |
| Blue Cross Blue Shield Choice | Commercial | $10,696.45 | ↓ -51% |
| Blue Cross Blue Shield | PPO | $11,261.71 | ↓ -48% |
| Blue Cross Blue Shield | HMO | $12,783.56 | ↓ -41% |
| United Healthcare Charter | Commercial | $15,175.04 | ↓ -30% |
| Advocate Employee | Commercial | $17,131.71 | ↓ -21% |
| United Healthcare Nexus | Commercial | $17,566.53 | ↓ -19% |
| Cigna One Health | Commercial | $21,740.75 | ↑ +0% |
| Cigna | Commercial | $22,610.38 | ↑ +4% |
| Aetna | Commercial | $23,032.15 | ↑ +6% |
| Private Healthcare Systems | Commercial | $23,480.01 | ↑ +8% |
| United Healthcare Core Navigate | Commercial | $25,914.97 | ↑ +19% |
| United Healthcare | HMO | $30,002.24 | ↑ +38% |
| Multiplan | Commercial | $34,785.20 | ↑ +60% |
| HSTechnology | Medicare Advantage | not published by hospital | — |
| Molina | Medicare Advantage | not published by hospital | — |
| Ambetter | Medicare Advantage | not published by hospital | — |
| Oscar Health HMO | Medicare Advantage | not published by hospital | — |
Visitor-reported prices
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Icd cobalt xt dr MRI is1 df1 at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Trinity Hospital | Chicago | $27,001.01 | $18,846.70 – $43,201.61 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $12,544.69 | $19,936.03 – $19,936.03 |
| MercyOne Genesis Silvis Medical Center | Silvis | $37,575.00 | $13,113.60 – $35,652.60 |
| MercyOne Genesis Aledo Medical Center | Aledo | $37,575.00 | $18,441.00 – $19,260.60 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $15,142.09 | not published |
| Advocate Christ Medical Center | Oak Lawn | $24,976.25 | $10,379.19 – $32,949.80 |
| Advocate Condell Medical Center | Libertyville | $22,232.38 | $9,323.84 – $34,855.48 |
| Advocate Good Samaritan Hospital | Downers Grove | $29,348.75 | $16,164.85 – $38,718.20 |