Electron microscopy diagnostic at Advocate Illinois Masonic Medical Center
836 West Wellington Avenue, Chicago, IL · Advocate Health · · NPI 1912014564
$1,685.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,370.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$628.20 with United Healthcare Charter vs $3,468.17 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Charter | Commercial | $628.20 | ↓ -63% |
| United Healthcare Core Navigate | Commercial | $628.20 | ↓ -63% |
| United Healthcare Nexus | Commercial | $628.20 | ↓ -63% |
| United Healthcare | HMO | $628.20 | ↓ -63% |
| Ambetter | Medicare Advantage | $1,234.75 | ↓ -27% |
| Molina | Medicare Advantage | $1,234.75 | ↓ -27% |
| Oscar Health HMO | Medicare Advantage | $1,277.33 | ↓ -24% |
| Advocate Employee | Commercial | $1,327.78 | ↓ -21% |
| HSTechnology | Medicare Advantage | $1,634.98 | ↓ -3% |
| Private Healthcare Systems | Commercial | $1,819.80 | ↑ +8% |
| Aetna | Commercial | $1,826.36 | ↑ +8% |
| Cigna | Commercial | $1,843.42 | ↑ +9% |
| Cigna One Health | Commercial | $1,843.42 | ↑ +9% |
| Multiplan | Commercial | $2,696.00 | ↑ +60% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $2,696.00 | ↑ +60% |
| Blue Cross Blue Shield | HMO | $2,743.18 | ↑ +63% |
| Blue Cross Blue Shield City of Chicago | Commercial | $3,047.41 | ↑ +81% |
| Blue Cross Blue Shield Choice | Commercial | $3,293.89 | ↑ +95% |
| Blue Cross Blue Shield | PPO | $3,468.17 | ↑ +106% |
Visitor-reported prices
Comments
Electron microscopy diagnostic at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Trinity Hospital | Chicago | $1,685.00 | $628.20 – $3,273.97 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $312.18 | $447.67 – $1,788.52 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $518.75 | $222.55 – $1,398.68 |
| Advocate Christ Medical Center | Oak Lawn | $1,685.00 | $628.20 – $3,196.79 |
| Advocate Condell Medical Center | Libertyville | $1,685.00 | $628.20 – $2,696.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $1,685.00 | $628.20 – $3,273.97 |
| UnityPoint Health - Trinity Moline | Rock Island | $936.80 | $70.25 – $635.52 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $518.75 | $213.79 – $1,398.68 |