Dstrj nulyt agt gnclr nrv at Advocate Illinois Masonic Medical Center
836 West Wellington Avenue, Chicago, IL · Advocate Health · · NPI 1912014564
$3,390.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$6,780.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$2,671.32 with Advocate Employee vs $12,362.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $2,671.32 | ↓ -21% |
| Ambetter | Medicare Advantage | $2,951.63 | ↓ -13% |
| Molina | Medicare Advantage | $2,951.63 | ↓ -13% |
| Oscar Health HMO | Medicare Advantage | $3,053.41 | ↓ -10% |
| Cigna One Health | Commercial | $3,525.60 | ↑ +4% |
| Aetna | Commercial | $3,657.81 | ↑ +8% |
| Private Healthcare Systems | Commercial | $3,661.20 | ↑ +8% |
| HSTechnology | Medicare Advantage | $3,908.36 | ↑ +15% |
| Cigna | Commercial | $4,068.00 | ↑ +20% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $4,081.56 | ↑ +20% |
| Blue Cross Blue Shield | HMO | $4,162.92 | ↑ +23% |
| Blue Cross Blue Shield City of Chicago | Commercial | $4,495.14 | ↑ +33% |
| Blue Cross Blue Shield Choice | Commercial | $4,861.26 | ↑ +43% |
| Blue Cross Blue Shield | PPO | $5,112.12 | ↑ +51% |
| Multiplan | Commercial | $5,424.00 | ↑ +60% |
| United Healthcare Charter | Commercial | $6,296.00 | ↑ +86% |
| United Healthcare Nexus | Commercial | $7,295.00 | ↑ +115% |
| United Healthcare Core Navigate | Commercial | $10,757.00 | ↑ +217% |
| United Healthcare | HMO | $12,362.00 | ↑ +265% |
Visitor-reported prices
Comments
Dstrj nulyt agt gnclr nrv at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Trinity Hospital | Chicago | $3,125.00 | $2,462.50 – $12,362.00 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $1,125.00 | $2,048.63 – $3,389.97 |
| Advocate Christ Medical Center | Oak Lawn | $2,455.00 | $1,934.54 – $12,362.00 |
| Advocate Condell Medical Center | Libertyville | $2,910.00 | $2,293.08 – $8,003.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $3,804.24 | $133.88 – $2,097.08 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $1,125.00 | $2,048.63 – $3,389.97 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $1,135.00 | $894.38 – $12,362.00 |
| Advocate Sherman Hospital | Elgin | $1,570.00 | $1,164.94 – $6,482.00 |