Disability dlco at Advocate Illinois Masonic Medical Center
836 West Wellington Avenue, Chicago, IL · Advocate Health · · NPI 1912014564
$275.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$550.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$216.70 with Advocate Employee vs $1,287.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $216.70 | ↓ -21% |
| Ambetter | Medicare Advantage | $236.49 | ↓ -14% |
| Molina | Medicare Advantage | $236.49 | ↓ -14% |
| Blue Cross Blue Shield City of Chicago | Commercial | $241.14 | ↓ -12% |
| Oscar Health HMO | Medicare Advantage | $244.65 | ↓ -11% |
| Blue Cross Blue Shield Choice | Commercial | $260.64 | ↓ -5% |
| Blue Cross Blue Shield | PPO | $274.43 | ↓ -0% |
| Cigna One Health | Commercial | $286.00 | ↑ +4% |
| Aetna | Commercial | $296.73 | ↑ +8% |
| Private Healthcare Systems | Commercial | $297.00 | ↑ +8% |
| HSTechnology | Medicare Advantage | $313.15 | ↑ +14% |
| Cigna | Commercial | $363.00 | ↑ +32% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $440.00 | ↑ +60% |
| Multiplan | Commercial | $440.00 | ↑ +60% |
| Blue Cross Blue Shield | HMO | $447.70 | ↑ +63% |
| United Healthcare Charter | Commercial | $652.00 | ↑ +137% |
| United Healthcare Nexus | Commercial | $753.00 | ↑ +174% |
| United Healthcare Core Navigate | Commercial | $1,111.00 | ↑ +304% |
| United Healthcare | HMO | $1,287.00 | ↑ +368% |
Visitor-reported prices
Comments
Disability dlco at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $376.53 | $95.70 – $264.22 |
| Advocate Trinity Hospital | Chicago | not published | $236.49 – $313.15 |
| MercyOne Genesis Silvis Medical Center | Silvis | $191.40 | $57.10 – $754.79 |
| MercyOne Genesis Aledo Medical Center | Aledo | $191.40 | $97.00 – $171.15 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $101.25 | $226.53 – $374.85 |
| Advocate Christ Medical Center | Oak Lawn | $275.00 | $216.70 – $1,287.00 |
| Advocate Condell Medical Center | Libertyville | $275.00 | $147.64 – $961.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $275.00 | $216.70 – $1,287.00 |