Critical care 30-74 minutes at Advocate Illinois Masonic Medical Center
836 West Wellington Avenue, Chicago, IL · Advocate Health · · NPI 1912014564
$2,230.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,460.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,273.61 with Ambetter vs $11,010.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Ambetter | Medicare Advantage | $1,273.61 | ↓ -43% |
| Molina | Medicare Advantage | $1,273.61 | ↓ -43% |
| Blue Cross Blue Shield City of Chicago | Commercial | $1,305.44 | ↓ -41% |
| Oscar Health HMO | Medicare Advantage | $1,317.53 | ↓ -41% |
| Blue Cross Blue Shield Choice | Commercial | $1,411.03 | ↓ -37% |
| Blue Cross Blue Shield | PPO | $1,485.69 | ↓ -33% |
| HSTechnology | Medicare Advantage | $1,686.44 | ↓ -24% |
| Advocate Employee | Commercial | $1,757.24 | ↓ -21% |
| Cigna One Health | Commercial | $2,319.20 | ↑ +4% |
| Aetna | Commercial | $2,406.17 | ↑ +8% |
| Private Healthcare Systems | Commercial | $2,408.40 | ↑ +8% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $2,444.08 | ↑ +10% |
| Blue Cross Blue Shield | HMO | $2,488.68 | ↑ +12% |
| Cigna | Commercial | $2,943.60 | ↑ +32% |
| Multiplan | Commercial | $3,568.00 | ↑ +60% |
| United Healthcare Charter | Commercial | $5,568.00 | ↑ +150% |
| United Healthcare Nexus | Commercial | $6,452.00 | ↑ +189% |
| United Healthcare Core Navigate | Commercial | $9,513.00 | ↑ +327% |
| United Healthcare | HMO | $11,010.00 | ↑ +394% |
Visitor-reported prices
Comments
Critical care 30-74 minutes at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Trinity Hospital | Chicago | $2,290.00 | $1,273.61 – $11,010.00 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $1,964.49 | $518.10 – $1,422.93 |
| MercyOne Genesis Silvis Medical Center | Silvis | $5,419.80 | $723.20 – $1,841.90 |
| MercyOne Genesis Aledo Medical Center | Aledo | $1,653.00 | $450.00 – $1,062.20 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $1,137.50 | $866.60 – $1,434.00 |
| Advocate Christ Medical Center | Oak Lawn | $2,025.00 | $1,267.05 – $11,010.00 |
| Advocate Condell Medical Center | Libertyville | $2,070.00 | $799.34 – $7,285.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $2,380.00 | $1,273.61 – $11,010.00 |