Bone marrow;aspiration only 38220 at Advocate Illinois Masonic Medical Center

836 West Wellington Avenue, Chicago, IL · Advocate Health · · NPI 1912014564

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$1,200.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,400.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$945.60 with Advocate Employee vs $6,071.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Advocate Employee Commercial $945.60 ↓ -21%
Cigna One Health Commercial $1,248.00 ↑ +4%
Aetna Commercial $1,294.80 ↑ +8%
Private Healthcare Systems Commercial $1,296.00 ↑ +8%
Cigna Commercial $1,440.00 ↑ +20%
Blue Cross Blue Shield Blue Precision Managed Care $1,444.80 ↑ +20%
Blue Cross Blue Shield HMO $1,473.60 ↑ +23%
Blue Cross Blue Shield City of Chicago Commercial $1,591.20 ↑ +33%
Blue Cross Blue Shield Choice Commercial $1,720.80 ↑ +43%
Blue Cross Blue Shield PPO $1,809.60 ↑ +51%
Multiplan Commercial $1,920.00 ↑ +60%
Ambetter Medicare Advantage $2,449.01 ↑ +104%
Molina Medicare Advantage $2,449.01 ↑ +104%
Oscar Health HMO Medicare Advantage $2,533.46 ↑ +111%
United Healthcare Charter Commercial $3,070.00 ↑ +156%
HSTechnology Medicare Advantage $3,242.82 ↑ +170%
United Healthcare Nexus Commercial $3,558.00 ↑ +197%
United Healthcare Core Navigate Commercial $5,246.00 ↑ +337%
United Healthcare HMO $6,071.00 ↑ +406%

Visitor-reported prices

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Bone marrow;aspiration only 38220 at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Trinity Hospital Chicago $1,240.00 $977.12 – $6,071.00
MercyOne Genesis Silvis Medical Center Silvis $1,914.00 $466.44 – $2,573.12
MercyOne Genesis Aledo Medical Center Aledo $1,914.00 $153.00 – $1,776.46
Advocate Christ Medical Center Oak Lawn $325.00 $256.10 – $6,071.00
Advocate Condell Medical Center Libertyville $855.00 $673.74 – $4,681.00
Advocate Good Samaritan Hospital Downers Grove $1,430.00 $1,126.84 – $6,071.00
UnityPoint Health - Trinity Moline Rock Island $3,071.43 $61.26 – $1,693.12
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $1,400.30 $1,769.88 – $1,858.38

All Illinois hospitals for this procedure →