Biopsy external ear 69100 at SSM Health St. Mary's Hospital - Centralia

400 North Pleasant Avenue, Centralia, IL · SSM Health · · NPI 1083617245

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$541.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$984.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$253.81 with Molina vs $266.50 with Essence Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Dual Eligible Medicare/Medicaid $253.81 ↓ -53%
UnitedHealthCare Medicare Managed Care Plan $263.97 ↓ -51%
Essence Healthcare Medicare Managed Care Plan $266.50 ↓ -51%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Biopsy external ear 69100 at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $196.20 $182.30 – $300.84
MercyOne Genesis Aledo Medical Center Aledo $196.20 $493.70 – $2,970.16
UnityPoint Health - Trinity Moline Rock Island $241.60 $41.85 – $180.66
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $541.20 not published
Advocate Illinois Masonic Medical Center Chicago $302.50 $84.00 – $492.47
Uchicago Medicine Adventhealth Hinsdale Hinsdale not published $248.48 – $411.18
Advocate Christ Medical Center Oak Lawn not published $351.00 – $6,291.00
Advocate Condell Medical Center Libertyville not published $351.00 – $4,528.00

All Illinois hospitals for this procedure →