Speech Therapy Session (one-on-one) at HSHS St. Joseph's Hospital

9515 Holy Cross Lane, Breese, IL · Hshs · · NPI 1457319154

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$110.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$153.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$42.84 with AMISH COMMUNITY vs $184.75 with CLAIM DOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMISH COMMUNITY AMISH COMMUNITY DISCOUNT $42.84 ↓ -61%
AMISH COMMUNITY PLAIN CHURCH MEDICAL GROUP $42.84 ↓ -61%
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD OF ILLINOIS MEDICARE ADV $73.90 ↓ -33%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MEDICARE $73.90 ↓ -33%
AETNA AETNA MEDICARE $73.90 ↓ -33%
CLEAR SPRING HEALTH OF ILLINOIS CLEAR SPRING HEALTH MEDICARE ADV $73.90 ↓ -33%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MMAI $73.90 ↓ -33%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $73.90 ↓ -33%
HUMANA HUMANA MEDICARE $73.90 ↓ -33%
MOLINA HEALTHCARE MOLINA MEDICARE $73.90 ↓ -33%
SAE HOSPICE SAE MEMORIAL HOSPICE $73.90 ↓ -33%
AETNA AETNA HSHS $91.34 ↓ -17%
WELLFIRST ALL COMMERCIAL WELLFIRST $97.86 ↓ -11%
AETNA ALL COMMERCIAL AETNA $106.95 ↓ -3%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $112.91 ↑ +2%
CIGNA ALL COMMERCIAL CIGNA $114.75 ↑ +4%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $123.47 ↑ +12%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $123.47 ↑ +12%
HEALTHLINK ALL COMMERCIAL HEALTHLINK $126.68 ↑ +15%
HEALTHLINK ST CLAIR COUNTY HOUSING AUTHORITY $126.68 ↑ +15%
HEALTHLINK HEALTHLINK CASINO QUEEN $126.68 ↑ +15%
HEALTHLINK ALL COMMERCIAL HEALTHLINK - PPO $126.68 ↑ +15%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $130.05 ↑ +18%
PROVIDER NETWORK OF AMERICA ALL COMMERCIAL PROVIDER NETWORK OF AMERICA $137.70 ↑ +25%
WEXFORD WEXFORD HEALTH SOURCES $153.00 ↑ +39%
CELTIC INSURANCE COMPANY ALL COMMERCIAL EXCHANGE AMBETTER $153.00 ↑ +39%
CONSOCIATE GROUP ALL COMMERCIAL CONSOCIATE GROUP $153.00 ↑ +39%
CURRENT HEALTH SOLUTIONS ALL COMMERCIAL CURRENT HEALTH SOLUTIONS $153.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE KINGERY $153.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MARKET PLACE $153.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MEDICARE $153.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE PPO $153.00 ↑ +39%
HEALTHSCOPE ALL COMMERCIAL HEALTHSCOPE $153.00 ↑ +39%
HOPETRUST ALL COMMERCIAL HOPETRUST $153.00 ↑ +39%
ILLINOIS BREAST AND CERVICAL CANCER PROGRAM ILLINOIS BREAST AND CERVICAL CANCER PROGRAM $153.00 ↑ +39%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $153.00 ↑ +39%
LIVE360 ALL COMMERCIAL LIVE360 $153.00 ↑ +39%
LIVE360 LIVE360 HSHS HEALTHY PLAN $153.00 ↑ +39%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $153.00 ↑ +39%
MOLINA HEALTHCARE MOLINA MEDICAID $153.00 ↑ +39%
UNITED HEALTHCARE UHC MEDICAID $153.00 ↑ +39%
NAPHCARE ALL COMMERICAL NAPHCARE $155.19 ↑ +41%
CLAIM DOC ALL COMMERCIAL CLAIM DOC $184.75 ↑ +68%
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO 470 not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL BLUE CHOICE PLANS not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS OF ILLINOIS PPO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL HMO PHAI not published by hospital —
BLUE CROSS SIHCA BLUE CROSS BLUE SHIELD IL HMO SIHCA not published by hospital —

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Speech Therapy Session (one-on-one) at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $283.20 $18.24 – $301.15
MercyOne Genesis Aledo Medical Center Aledo $283.20 $25.65 – $26.79
Uchicago Medicine Adventhealth Hinsdale Hinsdale $85.00 $71.98 – $119.10
Advocate Christ Medical Center Oak Lawn $195.00 $35.46 – $469.00
Northwestern Memorial Hospital Chicago $355.60 not published
Advocate Condell Medical Center Libertyville $185.00 $45.31 – $295.00
Advocate Good Samaritan Hospital Downers Grove $220.00 $29.55 – $469.00
UnityPoint Health - Trinity Moline Rock Island $209.61 $68.24 – $138.08

All Illinois hospitals for this procedure →