Physical Therapy Evaluation (moderate complexity) at HSHS St. Joseph's Hospital

9515 Holy Cross Lane, Breese, IL · Hshs · · NPI 1457319154

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$286.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$398.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$94.52 with BLUE CROSS BLUE SHIELD OF ILLINOIS vs $398.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MEDICARE $94.52 ↓ -67%
SAE HOSPICE SAE MEMORIAL HOSPICE $94.52 ↓ -67%
MOLINA HEALTHCARE MOLINA MEDICARE $94.52 ↓ -67%
AETNA AETNA MEDICARE $94.52 ↓ -67%
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD OF ILLINOIS MEDICARE ADV $94.52 ↓ -67%
CLEAR SPRING HEALTH OF ILLINOIS CLEAR SPRING HEALTH MEDICARE ADV $94.52 ↓ -67%
HUMANA HUMANA MEDICARE $94.52 ↓ -67%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MMAI $94.52 ↓ -67%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $94.52 ↓ -67%
AMISH COMMUNITY PLAIN CHURCH MEDICAL GROUP $111.44 ↓ -61%
AMISH COMMUNITY AMISH COMMUNITY DISCOUNT $111.44 ↓ -61%
MOLINA HEALTHCARE MOLINA MEDICAID $164.26 ↓ -43%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $180.68 ↓ -37%
NAPHCARE ALL COMMERICAL NAPHCARE $198.49 ↓ -31%
CELTIC INSURANCE COMPANY ALL COMMERCIAL EXCHANGE AMBETTER $207.94 ↓ -27%
HOPETRUST ALL COMMERCIAL HOPETRUST $236.30 ↓ -18%
CLAIM DOC ALL COMMERCIAL CLAIM DOC $236.30 ↓ -18%
AETNA AETNA HSHS $237.61 ↓ -17%
WELLFIRST ALL COMMERCIAL WELLFIRST $254.56 ↓ -11%
AETNA ALL COMMERCIAL AETNA $278.20 ↓ -3%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $293.72 ↑ +2%
CIGNA ALL COMMERCIAL CIGNA $300.00 ↑ +5%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $321.19 ↑ +12%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $321.19 ↑ +12%
HEALTHLINK ALL COMMERCIAL HEALTHLINK $329.54 ↑ +15%
HEALTHLINK ALL COMMERCIAL HEALTHLINK - PPO $329.54 ↑ +15%
HEALTHLINK HEALTHLINK CASINO QUEEN $329.54 ↑ +15%
HEALTHLINK ST CLAIR COUNTY HOUSING AUTHORITY $329.54 ↑ +15%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $338.30 ↑ +18%
PROVIDER NETWORK OF AMERICA ALL COMMERCIAL PROVIDER NETWORK OF AMERICA $358.20 ↑ +25%
WEXFORD WEXFORD HEALTH SOURCES $398.00 ↑ +39%
CONSOCIATE GROUP ALL COMMERCIAL CONSOCIATE GROUP $398.00 ↑ +39%
CURRENT HEALTH SOLUTIONS ALL COMMERCIAL CURRENT HEALTH SOLUTIONS $398.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE KINGERY $398.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MARKET PLACE $398.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MEDICARE $398.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE PPO $398.00 ↑ +39%
HEALTHSCOPE ALL COMMERCIAL HEALTHSCOPE $398.00 ↑ +39%
ILLINOIS BREAST AND CERVICAL CANCER PROGRAM ILLINOIS BREAST AND CERVICAL CANCER PROGRAM $398.00 ↑ +39%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $398.00 ↑ +39%
LIVE360 ALL COMMERCIAL LIVE360 $398.00 ↑ +39%
LIVE360 LIVE360 HSHS HEALTHY PLAN $398.00 ↑ +39%
UNITED HEALTHCARE UHC MEDICAID $398.00 ↑ +39%
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO 470 not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL BLUE CHOICE PLANS not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS OF ILLINOIS PPO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL HMO PHAI not published by hospital —
BLUE CROSS SIHCA BLUE CROSS BLUE SHIELD IL HMO SIHCA not published by hospital —

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Physical Therapy Evaluation (moderate complexity) at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $247.20 $48.64 – $289.71
MercyOne Genesis Aledo Medical Center Aledo $245.40 $72.00 – $75.20
Uchicago Medicine Adventhealth Hinsdale Hinsdale $100.00 $97.64 – $161.56
Advocate Christ Medical Center Oak Lawn $210.00 $31.52 – $469.00
Northwestern Memorial Hospital Chicago $352.10 not published
Advocate Condell Medical Center Libertyville $210.00 $31.52 – $295.00
Advocate Good Samaritan Hospital Downers Grove $210.00 $31.52 – $469.00
UnityPoint Health - Trinity Moline Rock Island $231.94 $82.70 – $152.79

All Illinois hospitals for this procedure →