Excision of anal lesion(s) at OSF St Joseph Medical Center
2200 E Washington, Bloomington, IL · Osfhealthcare · · NPI 1619916806
$2,253.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,755.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,974.45 with Health Alliance Plan vs $5,543.00 with UnitedHealthCare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Alliance Plan | Medicare Managed Care Plan | $2,974.45 | ↑ +32% |
| Aetna | Medicare Managed Care Plan | $3,004.19 | ↑ +33% |
| BCBS | Medicare Managed Care Plan | $3,033.94 | ↑ +35% |
| Caterpillar | All Commercial Plans | $4,944.00 | ↑ +119% |
| UnitedHealthCare | All Commercial Plans | $5,543.00 | ↑ +146% |
Visitor-reported prices
Comments
Excision of anal lesion(s) at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $496.20 | $760.84 – $1,447.67 |
| MercyOne Genesis Aledo Medical Center | Aledo | $496.20 | $2,970.16 – $2,970.16 |
| Northwestern Memorial Hospital | Chicago | $18,416.82 | not published |
| UnityPoint Health - Trinity Moline | Rock Island | $716.80 | $124.10 – $2,133.47 |
| Advocate Illinois Masonic Medical Center | Chicago | $3,300.00 | $84.00 – $5,488.75 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $18,416.82 | not published |
| Northwestern Medicine Delnor Hospital | Geneva | $17,908.47 | not published |
| Northwestern Medicine Palos Hospital | Palos Heights | $18,778.58 | not published |