Breast punct aspir cyst, bil at MercyOne Genesis Aledo Medical Center
409 NW 9th Ave, Aledo, IL · MercyOne · · NPI 1225380967
$825.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,376.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$412.65 with Aetna vs $669.41 with UHC — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $412.65 | ↓ -50% |
| UHC | VACCN | $421.82 | ↓ -49% |
| UHC | Medicare Advantage | $421.82 | ↓ -49% |
| Wellmark | Medicare Advantage | $430.99 | ↓ -48% |
| Naphcare | All Products | $430.99 | ↓ -48% |
| Wellmark | All Products | $531.86 | ↓ -36% |
| UHC | All Products | $669.41 | ↓ -19% |
| UHC | Deere Premiere_NonFacility | not published by hospital | — |
| UHC | Deere Premiere_Facility | not published by hospital | — |
Visitor-reported prices
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Breast punct aspir cyst, bil at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $825.60 | $279.36 – $2,573.12 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $281.25 | $430.00 – $1,229.33 |
| Advocate Christ Medical Center | Oak Lawn | $555.00 | $437.34 – $6,071.00 |
| Advocate Condell Medical Center | Libertyville | $840.00 | $661.92 – $4,681.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $905.00 | $713.14 – $6,071.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $672.51 | $38.10 – $547.36 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $281.25 | $430.00 – $1,229.33 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $997.70 | $758.85 – $796.79 |