Obstetrics panel at Adventhealth Zephyrhills
7050 Gall Blvd, Zephyrhills, FL · AdventHealth · · NPI 1346354677
$737.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$737.95
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$47.81 with Upmc Health Plan vs $110.88 with Oscar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Upmc Health Plan | Medicare Managed Care - Hmo/Ppo | $47.81 | ↓ -94% |
| Bcbs | Medicare Managed Care - Hmo | $49.24 | ↓ -93% |
| Aetna | Medicare Managed Care - Hmo/Ppo | $49.72 | ↓ -93% |
| Freedom Health | Medicare Managed Care - Hmo | $50.20 | ↓ -93% |
| Simply Healthcare | Medicare Managed Care - Hmo | $50.68 | ↓ -93% |
| Cigna | Medicare Managed Care - Hmo/Ppo | $51.16 | ↓ -93% |
| Wellcare | Medicare Managed Care - Hmo/Ppo | $53.55 | ↓ -93% |
| Sunshine Health | Ambetter Exchange | $106.14 | ↓ -86% |
| Oscar | Individual Epo | $110.88 | ↓ -85% |
Visitor-reported prices
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Obstetrics panel at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $640.49 | $45.42 – $79.79 |
| Adventhealth Tampa | Tampa | $737.95 | $47.81 – $106.14 |
| Adventhealth Port Charlotte | Port Charlotte | $319.43 | $47.81 – $87.30 |
| cleveland clinic florida weston hospital | Weston | $263.90 | $4.31 – $345.10 |
| martin north hospital | Stuart | $263.90 | $4.54 – $304.50 |
| Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) | Pensacola | $41.80 | $47.81 – $179.68 |
| Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) | Joe | $35.11 | $47.81 – $179.68 |
| HCA FLORIDA GULF COAST HOSPITAL | PANAMA CITY | $1,062.45 | $46.85 – $232.58 |