Cptrz oph img pst sg rta oct at Adventhealth Zephyrhills

7050 Gall Blvd, Zephyrhills, FL · AdventHealth · · NPI 1346354677

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$225.48 with Upmc Health Plan vs $778.50 with Unitedhealthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Upmc Health Plan Medicare Managed Care - Hmo/Ppo $225.48
Bcbs Medicare Managed Care - Hmo $232.25
Aetna Medicare Managed Care - Hmo/Ppo $234.50
Freedom Health Medicare Managed Care - Hmo $236.76
Simply Healthcare Medicare Managed Care - Hmo $239.01
Cigna Medicare Managed Care - Hmo/Ppo $241.27
Wellcare Medicare Managed Care - Hmo/Ppo $252.54
Sunshine Health Ambetter Exchange $500.57
Oscar Individual Epo $522.92
Unitedhealthcare Hmo/Ppo $653.94
Unitedhealthcare Compass Exchange $653.94
Unitedhealthcare Nexus Hmo $653.94
Unitedhealthcare Neighborhood Health Partnership (Nhp) Hmo $778.50

Visitor-reported prices

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Cptrz oph img pst sg rta oct at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $183.30 $31.76 – $325.08
martin north hospital Stuart $1,163.50 $33.43 – $895.00
indian river hospital Vero Beach $1,163.50 $31.76 – $1,432.00
Adventhealth Daytona Beach Daytona Beach not published $214.21 – $376.33
Adventhealth Lake Wales Lake Wales not published $225.48 – $653.94
Adventhealth Palm Coast Parkway Palm Coast not published $214.21 – $778.50
Adventhealth Tampa Tampa not published $225.48 – $529.38
AdventHealth New Smyrna Beach New Smyrna Beach not published $214.21 – $492.57

All Florida hospitals for this procedure →