Vaginal Delivery (full care) at indian river hospital

1000 36th Street, Vero Beach, FL · Cleveland Clinic · · NPI 1376512988

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$9,620.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,800.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,443.81 with OPTUM vs $14,800.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM Managed Medicaid $1,443.81 ↓ -85%
Wellcare Managed Medicaid $1,519.80 ↓ -84%
Carelon BH Strategies Managed Medicaid $1,519.80 ↓ -84%
SUNSHINE HEALTH Managed Medicaid $1,519.80 ↓ -84%
MOLINA Florida KidCare $1,519.80 ↓ -84%
Molina Florida Kidcare $1,519.80 ↓ -84%
Medicaid Managed Medicaid $1,519.80 ↓ -84%
AMERIHEALTH Managed Medicaid $1,519.80 ↓ -84%
MOLINA Managed Medicaid $1,595.79 ↓ -83%
AETNA Managed Medicaid/CHIP $1,671.78 ↓ -83%
Independent Living Systems Managed Medicaid $1,823.76 ↓ -81%
Optum Managed Medicaid $2,477.60 ↓ -74%
Value Options Medicare Advantage $2,519.58 ↓ -74%
Blue Cross Medicare Advantage PPO $2,519.58 ↓ -74%
Blue Cross Medicare Advantage HMO $2,519.58 ↓ -74%
Wellcare Medicare Advantage $2,519.58 ↓ -74%
Avmed Medicare Advantage $2,519.58 ↓ -74%
Careplus Medicare Advantage $2,519.58 ↓ -74%
Magellan Medicare Advantage $2,519.58 ↓ -74%
Blue Cross Health Options $2,547.00 ↓ -74%
Blue Cross Traditional (PPS) $2,547.00 ↓ -74%
Blue Cross Network Blue $2,547.00 ↓ -74%
Blue Cross Perferred Patient Care $2,547.00 ↓ -74%
United Medicare Advantage $2,604.37 ↓ -73%
WellMed Medicare Advantage $2,645.56 ↓ -72%
Freedom Health Medicare Advantage $2,645.56 ↓ -72%
Independent Living Systems Medicare Advantage $2,645.56 ↓ -72%
United All Products $2,681.10 ↓ -72%
Clear Spring Health All Products $2,721.15 ↓ -72%
Aetna Medicare Advantage Behavioral Health $3,023.50 ↓ -69%
Aetna Medicare Advantage PCP $3,124.28 ↓ -68%
Aetna Medicare Advantage Specialist $3,174.67 ↓ -67%
Avmed Exchange $3,496.62 ↓ -64%
Avmed Select $3,631.11 ↓ -62%
Aetna PPO First Health $3,775.71 ↓ -61%
Avmed Broad $3,900.08 ↓ -59%
Aetna POS First Health $6,660.00 ↓ -31%
Three Rivers All Products $9,620.00 ↑ +0%
The Legacy Companies All Products $9,620.00 ↑ +0%
Clarity Health All Products $9,620.00 ↑ +0%
Consociate Health ALL PRODUCTS $11,100.00 ↑ +15%
National Provider Network All Products $12,580.00 ↑ +31%
Aetna All Products First Health $13,320.00 ↑ +38%
Cigna All Products Physician $14,800.00 ↑ +54%
Cigna Individual Family Plan Mid-Level $14,800.00 ↑ +54%
Cigna Individual Family Plan Physician $14,800.00 ↑ +54%
Cigna Surefit Mid-Level $14,800.00 ↑ +54%
Cigna Surefit Physician $14,800.00 ↑ +54%
Cigna All Products Mid-Level $14,800.00 ↑ +54%
Aetna Medical Rental not published by hospital —
AmeriHealth Managed Medicaid not published by hospital —
Magellan Summit not published by hospital —
Magellan Pinnacle not published by hospital —
Aetna All Products Specialist not published by hospital —
Value Options All Products not published by hospital —
Value Options Managed Medicaid not published by hospital —
Aetna All Products PCP not published by hospital —
Aetna All Products Anesthesia not published by hospital —
Aetna All Products Behavioral Health not published by hospital —
Molina Managed Medicaid not published by hospital —

Visitor-reported prices

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Vaginal Delivery (full care) at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $9,620.00 $1,519.80 – $14,800.00
cleveland clinic florida weston hospital Weston not published $1,443.81 – $1,823.76
Boca Raton Regional Hospital BOCA RATON not published not published

All Florida hospitals for this procedure →