Pt evaluation high complexity patient/family at indian river hospital

1000 36th Street, Vero Beach, FL · Cleveland Clinic · · NPI 1376512988

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$491.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$756.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$126.19 with BLUE CROSS vs $723.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS Medicare Advantage PPO $126.19 ↓ -74%
Carelon BH Strategies MEDICARE ADVANTAGE $126.19 ↓ -74%
HUMANA Medicare Advantage HMO $126.19 ↓ -74%
Freedom Health MEDICARE ADVANTAGE $126.19 ↓ -74%
UNITED MEDICARE ADVANTAGE $126.19 ↓ -74%
BLUE CROSS Medicare Advantage HMO $126.19 ↓ -74%
Careplus MEDICARE ADVANTAGE $126.19 ↓ -74%
WellMed MEDICARE ADVANTAGE $126.43 ↓ -74%
AETNA MEDICARE ADVANTAGE $126.43 ↓ -74%
Wellcare MEDICARE ADVANTAGE $126.43 ↓ -74%
AVMED MEDICARE ADVANTAGE $131.24 ↓ -73%
Independent Living Systems MEDICARE ADVANTAGE $132.50 ↓ -73%
Clear Spring Health ALL PRODUCTS $136.54 ↓ -72%
DEVOTED HEALTH Medicare Advantage HMO $139.07 ↓ -72%
AETNA QHP $146.00 ↓ -70%
OPTUM Managed Medicaid $148.98 ↓ -70%
Medicaid Managed Medicaid $156.82 ↓ -68%
Wellcare Managed Medicaid $156.82 ↓ -68%
SUNSHINE HEALTH Managed Medicaid $156.82 ↓ -68%
Carelon BH Strategies Managed Medicaid $156.82 ↓ -68%
AMERIHEALTH Managed Medicaid $156.82 ↓ -68%
MOLINA Florida KidCare $156.82 ↓ -68%
Molina Florida Kidcare $156.82 ↓ -68%
MOLINA Managed Medicaid $164.66 ↓ -66%
UNITED NHP $168.00 ↓ -66%
AETNA Managed Medicaid/CHIP $172.50 ↓ -65%
AVMED EXCHANGE $181.44 ↓ -63%
AVMED Select $181.44 ↓ -63%
Independent Living Systems Managed Medicaid $188.18 ↓ -62%
CIGNA Individual Family Plan $195.32 ↓ -60%
UNITED ALL PRODUCTS $213.00 ↓ -57%
UNITED International $213.00 ↓ -57%
AVMED BROAD $234.36 ↓ -52%
AETNA ALL PRODUCTS $235.00 ↓ -52%
CIGNA SUREFIT $236.38 ↓ -52%
CIGNA ALL PRODUCTS $250.16 ↓ -49%
BMI ALL PRODUCTS $378.00 ↓ -23%
BLUE CROSS HMO $394.00 ↓ -20%
BLUE CROSS BSL $394.00 ↓ -20%
MAGELLAN ALL PRODUCTS $453.60 ↓ -8%
BLUE CROSS NWBI $458.00 ↓ -7%
BLUE CROSS NWB $458.00 ↓ -7%
Clarity Health ALL PRODUCTS $491.40 ↑ +0%
The Legacy Companies ALL PRODUCTS $491.40 ↑ +0%
Consociate Health ALL PRODUCTS $567.00 ↑ +15%
AETNA All Products First Health $604.80 ↑ +23%
MULTIPLAN ALL PRODUCTS $604.80 ↑ +23%
BLUE CROSS PPO $656.00 ↑ +33%
BLUE CROSS PHS $723.00 ↑ +47%
HUMANA Managed Medicaid not published by hospital
AETNA NAP not published by hospital
Consociate Health Transplant not published by hospital

Visitor-reported prices

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Pt evaluation high complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $384.35 $95.26 – $167.35
Adventhealth Lake Wales Lake Wales $589.05 $100.27 – $222.60
Adventhealth Palm Coast Parkway Palm Coast $448.92 not published
Adventhealth Tampa Tampa $750.11 $100.27 – $222.60
AdventHealth New Smyrna Beach New Smyrna Beach $667.18 $95.26 – $219.04
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,109.00 $67.58 – $101.38
Adventhealth Port Charlotte Port Charlotte $845.68 not published
cleveland clinic florida weston hospital Weston $491.40 $68.99 – $642.60

All Florida hospitals for this procedure →