healthcosts.net
Prenatal Care Only (7+ visits) at indian river hospital
1000 36th Street, Vero Beach, FL · Cleveland Clinic · · NPI 1376512988
$3,718.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,720.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$193.62 with OPTUM vs $5,148.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM | Managed Medicaid | $193.62 | ↓ -95% |
| MOLINA | Florida KidCare | $203.81 | ↓ -95% |
| Medicaid | Managed Medicaid | $203.81 | ↓ -95% |
| AMERIHEALTH | Managed Medicaid | $203.81 | ↓ -95% |
| Molina | Florida Kidcare | $203.81 | ↓ -95% |
| Wellcare | Managed Medicaid | $203.81 | ↓ -95% |
| SUNSHINE HEALTH | Managed Medicaid | $203.81 | ↓ -95% |
| Carelon BH Strategies | Managed Medicaid | $203.81 | ↓ -95% |
| MOLINA | Managed Medicaid | $214.00 | ↓ -94% |
| AETNA | Managed Medicaid/CHIP | $224.19 | ↓ -94% |
| Independent Living Systems | Managed Medicaid | $244.57 | ↓ -93% |
| Optum | Managed Medicaid | $417.20 | ↓ -89% |
| Blue Cross | Health Options | $620.48 | ↓ -83% |
| Blue Cross | Network Blue | $635.74 | ↓ -83% |
| Blue Cross | Traditional (PPS) | $651.00 | ↓ -82% |
| Blue Cross | Perferred Patient Care | $651.00 | ↓ -82% |
| Avmed | Medicare Advantage | $834.60 | ↓ -78% |
| Value Options | Medicare Advantage | $834.60 | ↓ -78% |
| Magellan | Medicare Advantage | $834.60 | ↓ -78% |
| Careplus | Medicare Advantage | $834.60 | ↓ -78% |
| Wellcare | Medicare Advantage | $834.60 | ↓ -78% |
| Blue Cross | Medicare Advantage PPO | $834.60 | ↓ -78% |
| Blue Cross | Medicare Advantage HMO | $834.60 | ↓ -78% |
| United | Medicare Advantage | $871.92 | ↓ -77% |
| Independent Living Systems | Medicare Advantage | $876.33 | ↓ -76% |
| Freedom Health | Medicare Advantage | $876.33 | ↓ -76% |
| WellMed | Medicare Advantage | $876.33 | ↓ -76% |
| Clear Spring Health | All Products | $901.37 | ↓ -76% |
| Cigna | Individual Family Plan Mid-Level | $939.18 | ↓ -75% |
| Cigna | Surefit Mid-Level | $957.27 | ↓ -74% |
| Aetna | Medicare Advantage Behavioral Health | $1,001.52 | ↓ -73% |
| Aetna | POS First Health | $1,030.01 | ↓ -72% |
| Cigna | All Products Mid-Level | $1,033.76 | ↓ -72% |
| Aetna | Medicare Advantage PCP | $1,034.90 | ↓ -72% |
| Aetna | Medicare Advantage Specialist | $1,051.60 | ↓ -72% |
| Cigna | Individual Family Plan Physician | $1,105.08 | ↓ -70% |
| Cigna | Surefit Physician | $1,126.11 | ↓ -70% |
| Avmed | Exchange | $1,166.80 | ↓ -69% |
| Avmed | Select | $1,211.68 | ↓ -67% |
| Cigna | All Products Physician | $1,216.17 | ↓ -67% |
| Avmed | Broad | $1,301.43 | ↓ -65% |
| Aetna | PPO First Health | $1,317.61 | ↓ -65% |
| United | All Products | $1,698.24 | ↓ -54% |
| Clarity Health | All Products | $3,718.00 | ↑ +0% |
| Three Rivers | All Products | $3,718.00 | ↑ +0% |
| The Legacy Companies | All Products | $3,718.00 | ↑ +0% |
| Consociate Health | ALL PRODUCTS | $4,290.00 | ↑ +15% |
| National Provider Network | All Products | $4,862.00 | ↑ +31% |
| Aetna | All Products First Health | $5,148.00 | ↑ +38% |
| Magellan | Pinnacle | not published by hospital | — |
| Aetna | Medical Rental | not published by hospital | — |
| Aetna | All Products Behavioral Health | not published by hospital | — |
| Magellan | Summit | not published by hospital | — |
| Aetna | All Products Anesthesia | not published by hospital | — |
| AmeriHealth | Managed Medicaid | not published by hospital | — |
| Aetna | All Products PCP | not published by hospital | — |
| Aetna | All Products Specialist | not published by hospital | — |
| Molina | Managed Medicaid | not published by hospital | — |
| Value Options | Managed Medicaid | not published by hospital | — |
| Value Options | All Products | not published by hospital | — |
Visitor-reported prices
Comments
Prenatal Care Only (7+ visits) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| martin north hospital | Stuart | $3,718.00 | $203.81 – $4,290.00 |
| cleveland clinic florida weston hospital | Weston | not published | $193.62 – $244.57 |