Ortho hnd/fngr without jnt cstm w/fit&adj at indian river hospital

1000 36th Street, Vero Beach, FL · Cleveland Clinic · · NPI 1376512988

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$113.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$175.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.58 with CIGNA vs $175.00 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA SUREFIT $36.58 ↓ -68%
CIGNA ALL PRODUCTS $36.58 ↓ -68%
AETNA QHP $40.95 ↓ -64%
AETNA MEDICARE ADVANTAGE $41.13 ↓ -64%
AVMED EXCHANGE $42.00 ↓ -63%
AVMED Select $42.00 ↓ -63%
BLUE CROSS NWBI $54.25 ↓ -52%
BLUE CROSS PPO $54.25 ↓ -52%
AVMED BROAD $54.25 ↓ -52%
BLUE CROSS PHS $54.25 ↓ -52%
BLUE CROSS NWB $54.25 ↓ -52%
BLUE CROSS BSL $54.25 ↓ -52%
BLUE CROSS HMO $54.25 ↓ -52%
AETNA ALL PRODUCTS $62.30 ↓ -45%
BMI ALL PRODUCTS $87.50 ↓ -23%
MAGELLAN ALL PRODUCTS $105.00 ↓ -8%
The Legacy Companies ALL PRODUCTS $113.75 ↑ +0%
Clarity Health ALL PRODUCTS $113.75 ↑ +0%
Consociate Health ALL PRODUCTS $131.25 ↑ +15%
MULTIPLAN ALL PRODUCTS $140.00 ↑ +23%
AETNA All Products First Health $140.00 ↑ +23%
CIGNA Individual Family Plan $175.00 ↑ +54%
Careplus MEDICARE ADVANTAGE not published by hospital —
AETNA Managed Medicaid/CHIP not published by hospital —
Clear Spring Health ALL PRODUCTS not published by hospital —
Consociate Health Transplant not published by hospital —
DEVOTED HEALTH Medicare Advantage HMO not published by hospital —
Freedom Health MEDICARE ADVANTAGE not published by hospital —
HUMANA Managed Medicaid not published by hospital —
HUMANA Medicare Advantage HMO not published by hospital —
Independent Living Systems Managed Medicaid not published by hospital —
Independent Living Systems MEDICARE ADVANTAGE not published by hospital —
Medicaid Managed Medicaid not published by hospital —
MOLINA Florida KidCare not published by hospital —
MOLINA Managed Medicaid not published by hospital —
OPTUM Managed Medicaid not published by hospital —
SUNSHINE HEALTH Managed Medicaid not published by hospital —
UNITED ALL PRODUCTS not published by hospital —
UNITED International not published by hospital —
UNITED MEDICARE ADVANTAGE not published by hospital —
UNITED NHP not published by hospital —
Wellcare Managed Medicaid not published by hospital —
Wellcare MEDICARE ADVANTAGE not published by hospital —
BLUE CROSS Medicare Advantage PPO not published by hospital —
WellMed MEDICARE ADVANTAGE not published by hospital —
BLUE CROSS Medicare Advantage HMO not published by hospital —
AVMED MEDICARE ADVANTAGE not published by hospital —
AMERIHEALTH Managed Medicaid not published by hospital —
AETNA NAP not published by hospital —
Carelon BH Strategies Managed Medicaid not published by hospital —
Carelon BH Strategies MEDICARE ADVANTAGE not published by hospital —

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Ortho hnd/fngr without jnt cstm w/fit&adj at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Lake Wales Lake Wales $918.57 not published
Adventhealth Palm Coast Parkway Palm Coast $1,059.41 not published
AdventHealth New Smyrna Beach New Smyrna Beach $1,059.41 not published
cleveland clinic florida weston hospital Weston $113.75 $29.40 – $148.75
martin north hospital Stuart $484.25 $154.96 – $558.75
Boca Raton Regional Hospital BOCA RATON $851.50 $360.25 – $855.43
Adventhealth Palm Coast Palm Coast $1,059.41 not published
Adventhealth Waterman Tavares $1,513.43 not published

All Florida hospitals for this procedure →