Ins pm gen w/exist mlt leads at indian river hospital
1000 36th Street, Vero Beach, FL · Cleveland Clinic · · NPI 1376512988
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,706.22 with OPTUM vs $43,838.04 with AVMED — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM | Managed Medicaid | $4,706.22 | — |
| Wellcare | Managed Medicaid | $4,953.92 | — |
| MOLINA | Florida KidCare | $4,953.92 | — |
| Carelon BH Strategies | Managed Medicaid | $4,953.92 | — |
| SUNSHINE HEALTH | Managed Medicaid | $4,953.92 | — |
| AMERIHEALTH | Managed Medicaid | $4,953.92 | — |
| Molina | Florida Kidcare | $4,953.92 | — |
| Medicaid | Managed Medicaid | $4,953.92 | — |
| MOLINA | Managed Medicaid | $5,201.62 | — |
| AETNA | Managed Medicaid/CHIP | $5,449.31 | — |
| Independent Living Systems | Managed Medicaid | $5,944.70 | — |
| UNITED | MEDICARE ADVANTAGE | $19,143.25 | — |
| BLUE CROSS | Medicare Advantage HMO | $19,143.25 | — |
| BLUE CROSS | Medicare Advantage PPO | $19,143.25 | — |
| Carelon BH Strategies | MEDICARE ADVANTAGE | $19,143.25 | — |
| Freedom Health | MEDICARE ADVANTAGE | $19,143.25 | — |
| Careplus | MEDICARE ADVANTAGE | $19,143.25 | — |
| HUMANA | Medicare Advantage HMO | $19,143.25 | — |
| AVMED | MEDICARE ADVANTAGE | $19,908.98 | — |
| Independent Living Systems | MEDICARE ADVANTAGE | $20,100.41 | — |
| AETNA | MEDICARE ADVANTAGE | $20,114.58 | — |
| Wellcare | MEDICARE ADVANTAGE | $20,114.58 | — |
| WellMed | MEDICARE ADVANTAGE | $20,114.58 | — |
| DEVOTED HEALTH | Medicare Advantage HMO | $22,126.04 | — |
| AVMED | EXCHANGE | $30,054.90 | — |
| AVMED | Select | $33,692.12 | — |
| AVMED | BROAD | $43,838.04 | — |
Visitor-reported prices
Comments
Ins pm gen w/exist mlt leads at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic florida weston hospital | Weston | $36,592.40 | $175.89 – $47,851.60 |
| martin north hospital | Stuart | $1,443.00 | $270.13 – $22,126.04 |
| Baptist Hospital | MIAMI | $18,461.30 | $173.17 – $25,561.80 |
| Bethesda Hospital East | BOYNTON BEACH | $18,461.30 | $3,651.00 – $25,561.80 |
| Boca Raton Regional Hospital | BOCA RATON | $36,599.55 | $4,587.00 – $36,768.47 |
| Doctors Hospital | CORAL GABLES | $18,461.30 | $4,863.22 – $25,561.80 |
| Baptist Health Hospital Doral | SOUTH MIAMI | $18,461.30 | $4,863.22 – $25,561.80 |
| Fishermens Community Hospital | MARATHON | $18,461.30 | $4,743.13 – $25,561.80 |