Infectious agent antigen immunoassay direct optical observation sars-cov-2 at indian river hospital

1000 36th Street, Vero Beach, FL · Cleveland Clinic · · NPI 1376512988

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.02 with OPTUM vs $96.79 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM Managed Medicaid $4.02
SUNSHINE HEALTH Managed Medicaid $4.23
MOLINA Florida KidCare $4.23
Carelon BH Strategies Managed Medicaid $4.23
Molina Florida Kidcare $4.23
AMERIHEALTH Managed Medicaid $4.23
Wellcare Managed Medicaid $4.23
Medicaid Managed Medicaid $4.23
MOLINA Managed Medicaid $4.44
AETNA Managed Medicaid/CHIP $4.65
Independent Living Systems Managed Medicaid $5.08
UNITED MEDICARE ADVANTAGE $41.38
BLUE CROSS Medicare Advantage HMO $41.38
BLUE CROSS Medicare Advantage PPO $41.38
Wellcare MEDICARE ADVANTAGE $41.38
AETNA MEDICARE ADVANTAGE $41.38
Carelon BH Strategies MEDICARE ADVANTAGE $41.38
Freedom Health MEDICARE ADVANTAGE $41.38
Careplus MEDICARE ADVANTAGE $41.38
HUMANA Medicare Advantage HMO $41.38
WellMed MEDICARE ADVANTAGE $41.38
AVMED MEDICARE ADVANTAGE $43.04
Independent Living Systems MEDICARE ADVANTAGE $43.45
DEVOTED HEALTH Medicare Advantage HMO $45.52
AVMED EXCHANGE $64.97
AVMED Select $72.83
CIGNA Individual Family Plan $76.45
CIGNA SUREFIT $92.57
AVMED BROAD $94.76
CIGNA ALL PRODUCTS $96.79

Visitor-reported prices

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Infectious agent antigen immunoassay direct optical observation sars-cov-2 at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach not published $39.31 – $69.06
Adventhealth Lake Wales Lake Wales not published $41.38 – $91.86
Adventhealth Palm Coast Parkway Palm Coast not published $39.31 – $88.38
Adventhealth Tampa Tampa not published $41.38 – $91.86
AdventHealth New Smyrna Beach New Smyrna Beach not published $39.31 – $90.39
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $33.10 – $102.94
Adventhealth Port Charlotte Port Charlotte not published $41.38 – $75.56
cleveland clinic florida weston hospital Weston not published $4.02 – $63.81

All Florida hospitals for this procedure →