Inf lwr xtr fscl pln blk uni w/wo image at indian river hospital
1000 36th Street, Vero Beach, FL · Cleveland Clinic · · NPI 1376512988
$477.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$735.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$52.48 with Optum vs $661.50 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Optum | Managed Medicaid | $52.48 | ↓ -89% |
| Wellcare | Medicare Advantage | $72.66 | ↓ -85% |
| Avmed | Medicare Advantage | $72.66 | ↓ -85% |
| Careplus | Medicare Advantage | $72.66 | ↓ -85% |
| Magellan | Medicare Advantage | $72.66 | ↓ -85% |
| Blue Cross | Medicare Advantage PPO | $72.66 | ↓ -85% |
| Blue Cross | Medicare Advantage HMO | $72.66 | ↓ -85% |
| Value Options | Medicare Advantage | $72.66 | ↓ -85% |
| United | Medicare Advantage | $74.80 | ↓ -84% |
| Freedom Health | Medicare Advantage | $76.29 | ↓ -84% |
| Independent Living Systems | Medicare Advantage | $76.29 | ↓ -84% |
| WellMed | Medicare Advantage | $76.29 | ↓ -84% |
| Clear Spring Health | All Products | $78.47 | ↓ -84% |
| Aetna | Medicare Advantage Behavioral Health | $87.19 | ↓ -82% |
| Aetna | Medicare Advantage PCP | $90.10 | ↓ -81% |
| Aetna | Medicare Advantage Specialist | $91.55 | ↓ -81% |
| United | All Products | $145.65 | ↓ -70% |
| OPTUM | Managed Medicaid | $249.83 | ↓ -48% |
| AMERIHEALTH | Managed Medicaid | $262.98 | ↓ -45% |
| MOLINA | Florida KidCare | $262.98 | ↓ -45% |
| Molina | Florida Kidcare | $262.98 | ↓ -45% |
| SUNSHINE HEALTH | Managed Medicaid | $262.98 | ↓ -45% |
| Medicaid | Managed Medicaid | $262.98 | ↓ -45% |
| Carelon BH Strategies | Managed Medicaid | $262.98 | ↓ -45% |
| Wellcare | Managed Medicaid | $262.98 | ↓ -45% |
| MOLINA | Managed Medicaid | $276.13 | ↓ -42% |
| AETNA | Managed Medicaid/CHIP | $289.28 | ↓ -39% |
| Cigna | Individual Family Plan Mid-Level | $306.69 | ↓ -36% |
| Cigna | Surefit Mid-Level | $312.55 | ↓ -35% |
| Independent Living Systems | Managed Medicaid | $315.58 | ↓ -34% |
| Aetna | POS First Health | $330.75 | ↓ -31% |
| Aetna | PPO First Health | $330.75 | ↓ -31% |
| Cigna | All Products Mid-Level | $337.56 | ↓ -29% |
| Cigna | Individual Family Plan Physician | $360.83 | ↓ -24% |
| Cigna | Surefit Physician | $367.73 | ↓ -23% |
| Cigna | All Products Physician | $397.14 | ↓ -17% |
| Clarity Health | All Products | $477.75 | ↑ +0% |
| Three Rivers | All Products | $477.75 | ↑ +0% |
| The Legacy Companies | All Products | $477.75 | ↑ +0% |
| Consociate Health | ALL PRODUCTS | $551.25 | ↑ +15% |
| National Provider Network | All Products | $624.75 | ↑ +31% |
| Aetna | All Products First Health | $661.50 | ↑ +38% |
| Aetna | Medical Rental | not published by hospital | — |
| Value Options | All Products | not published by hospital | — |
| Value Options | Managed Medicaid | not published by hospital | — |
| Aetna | All Products Specialist | not published by hospital | — |
| Aetna | All Products PCP | not published by hospital | — |
| Aetna | All Products Behavioral Health | not published by hospital | — |
| Aetna | All Products Anesthesia | not published by hospital | — |
| Blue Cross | Traditional (PPS) | not published by hospital | — |
| Blue Cross | Perferred Patient Care | not published by hospital | — |
| Magellan | Pinnacle | not published by hospital | — |
| Magellan | Summit | not published by hospital | — |
| Blue Cross | Network Blue | not published by hospital | — |
| Blue Cross | Health Options | not published by hospital | — |
| Molina | Managed Medicaid | not published by hospital | — |
| Avmed | Select | not published by hospital | — |
| Avmed | Exchange | not published by hospital | — |
| Avmed | Broad | not published by hospital | — |
| AmeriHealth | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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Inf lwr xtr fscl pln blk uni w/wo image at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic florida weston hospital | Weston | $477.75 | $52.48 – $551.25 |
| martin north hospital | Stuart | $477.75 | $72.66 – $551.25 |